Episode 11

You're Gonna Die!

Published on: 30th October, 2023

Join host Erika Audrey and Kelly as they welcome special guest Rebecca Cummings, the founder of Legacy Studio Estate Law. In this enlightening episode, they explore the critical topic of wills and what happens legally after we pass away. Dive into the art of manifesting your dream life and engage in a lively discussion about their predictions for Atlanta's Michelin star rating. It's a thought-provoking blend of legal insights and the pursuit of a life well-lived!

Get your will done! - https://legacystudiolaw.com/

Atlanta's Michelin Guide- https://guide.michelin.com/us/en/georgia/atlanta_2884144/restaurants

(Skip Lazy Betty!!)

Transcript
Speaker:

Welcome to Clover club.

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Hi Kelly.

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Hi, Erica.

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What's up.

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Um, I went to two concerts this weekend.

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It's a lot of concerts.

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And my throat is feeling it.

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So if I sound scratchy

it's cause I partied.

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Okay.

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Well, I feel like this is a good

episode for that because our guest

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has a lot of valuable content to share

and we can just let her, you know,

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be the one to take up more airspace.

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I'm happy with that.

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Perfect.

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I love learning.

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I love learning too.

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, our guest today is Rebecca Cummings.

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She owns legacy studio estate law.

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She is one of my favorite

clients and she's a friend.

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She's a mentor.

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I was telling Kelly before

we started recording that.

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Every decision I make in life.

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I'm like would Rebecca

Cummings approve of that?

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She is my holy grail, human being.

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And I dress.

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And I don't take this lightly.

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, she's just the best.

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And you know, we've started this theme

in October of our episodes be in.

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Our version of scary stuff.

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And what is scarier than dying?

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Boom.

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BU.

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And so today, Rebecca is here in the

studio with us and we're gonna shine

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a bright light on all of those scary

and uncomfortable things that happen.

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Before during and after we die.

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And probably some other cool stuff.

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, we'll just go ahead and

get started, Rebecca.

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Hi.

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Hello.

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Hi.

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Thanks for having me.

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Oh my gosh.

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Thank you so, so much for coming.

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Yeah.

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How.

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Well, I I'm.

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I do.

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I love talking about death.

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Normalizing it.

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Yeah.

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So I do too.

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And I don't know if it's, I mean,

from a young age I experienced some

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deaths and they kind of have that's

continued throughout my adult life.

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So I think what I've had a higher

exposure rate for someone my age.

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, compared to my peers.

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And so I, like, I would be a death doula.

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I'm very comfortable talking about death.

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I love asking people hard

questions and stuff like that.

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And then there's people like

Kelly, who literally she's

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shaking her head right now.

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Like.

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I'm not, I am not a desk person.

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I have anxiety problems.

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And so therefore every time I talk

about death or dying, I just get

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stressed out because that's kind of

what my anxiety like revolves around.

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So I don't like talking about it,

but I'm game to be here, obviously.

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I think that's fair and I bet you,

there are people listening who agree.

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And if that's the case, I would invite

you to stick it out for this episode,

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because we're going to talk about

some important, stick it out with me.

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Cause I'm digging out with.

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You can do what you can do it.

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Um, we'll keep it a little light.

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I mean, you can't talk about death

and dying all day and not develop sort

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of a weird sense of humor about it.

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Yeah.

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You have to, oh yeah.

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I enjoy keeping things light.

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Yeah.

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It just, because it's a

heavy topic doesn't mean we

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can't have fun discussing it.

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Exactly.

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Yes, definitely.

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Before we get too deep into it, though.

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, Rebecca and I have something in common

and that is that we love to travel

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and we love fine dining and yes we do.

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Yes.

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Yes.

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Kind of fine dining Erica.

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Well, that's funny you ask, we

enjoy Michelin star to fine dining.

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Whoa, fancy girls.

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Coincidentally, while we're

recording this, the Atlanta Michelin

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guide is going to be an app.

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So we may jump in with

our hard earned opinions.

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Our thoughts.

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Lots and lots of thoughts.

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, but it's exciting.

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So I just, it's very exciting.

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I hope that we actually get some stars.

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Didn't we find out that they went

to another market and they didn't

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have enough good restaurants and

they sort of spend all this money.

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And so.

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Florida.

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There was, a three city kind of

combo deal made with Michelin.

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And I think it was Tallahassee, Miami

and Orlando do not quote me on that.

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But I think it was Tallahassee

that didn't get any.

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I thought it was Tampa,

but oh, maybe it's Tampa.

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Another one of the team.

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Yeah, that's sorry, Florida.

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Sorry.

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Sorry.

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I'll keep you straight, but

yeah, for so many reasons,

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But yeah, so it's not a guarantee, but

there is a large entanglement of finances

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in the decision for a city to get rated.

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So I think for, hundreds and hundreds of

thousands of dollars, I would anticipate

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someone's getting a star tonight.

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There's also a category called , which

is not a Michelin star, but it's

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like a recommendation for Michelin.

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And I think we've got a ton of restaurants

that are more than adequate for that.

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So, uh, Do we think

anyone's going to get one.

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I don't want to speculate because I don't

think there's a single restaurant in

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the city that deserves a Michelin star.

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I think we're okay.

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That's an opinion.

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That's an opinion.

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I disagree with that too, but yeah.

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But you just ate at your first

Michelin star restaurant yesterday.

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So, so that doesn't mean anything.

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Missy.

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She watched the bear.

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Yeah, I did all of it.

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I have Google cousin, cousin.

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Suit's now.

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She wears suits.

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I love it.

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So chef.

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, Rebecca, is there anywhere that you're

like, oh, if this place gets it.

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I'm going to be mad or this place

better get it, or any strong opinions.

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I mean, I don't, I don't feel that

if someplace gets it, I'll be mad.

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It might inspire me to try some

places that weren't very impressive,

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but the restaurant that I've

been to recently that I thought

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really stood out was Georgia boy.

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And I'm expecting Georgia

boy to get a star.

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Okay.

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I feel like that's a bold statement.

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I think so too.

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And I haven't been there, so

it's not bold because I disagree.

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It's bold.

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Because it's in Atlanta.

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, but I totally respect your opinion

and I'm super curious to see.

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I just think that we have like a

good food community here in Atlanta.

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I think that there are people who are

pushing boundaries and are doing some

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great work and I'm just, I want it.

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For the city.

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I think that it's, it would

be really great for us.

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And I think some people deserve it.

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Do I?

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Well, the food is one thing,

but Eric has beef is not with

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the food it's with the service.

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Well, I don't think that I know

what's going to get it or what's

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not going to get it for sure.

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I have literally no idea.

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But I think that if we do, I'd be really

happy for us and excited about it.

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There's one restaurant that I'll call

here's the thing, I will never make a

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statement on this podcast that I wouldn't

back up verbally to the face of the

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person that I made the statement about.

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And there's one person on the

list that I will call it by name.

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And it's the lazy Betty.

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If they get a star, I

will burn the city down.

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I a thousand percent

agree I've been there.

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And then, uh, no, no, no, no, no.

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You've been there.

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Haven't been there, but have.

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Not, I would not even say

that I've heard mixed things.

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I've heard a lot of

negative things really.

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Okay.

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Yeah.

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I had an extremely expensive,

extremely horrible meal there,

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and this is why I don't mind.

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Saying names is because, you know,

when you make a reservation on Rezi,

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the next day they send you an email

and they want you to review them.

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It's not an external review.

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It's an internal review

that goes to the restaurant.

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I took a lot of time to give a very

thoughtful explanation of why I did not

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have a good experience at this restaurant.

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And they never even responded.

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And I knew for sure that

they got the like that's.

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Hmm.

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They got it.

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You know, and so it's like to not even

be like, Hey, like we don't always

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miss the mark and we're sorry, like if

you ever come back again, let us know.

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We'd love to.

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You know, give you a glass of

champagne or whatever the fuck.

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Um, they may be overwhelmed with similar

reviews based on what I'm hearing.

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That may not be the only thoughtful.

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Review because people are going

there dropping serious cash

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and having experiences that

aren't worthy of the bill.

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Yeah.

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People think because it's a tasting menu

that it's fancy and that's not the case.

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Yeah.

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No, not at all.

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A caricature of fine dining.

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Anyways, did it.

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, well, it'll be interesting

to see when we see that list.

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I bet between the three of us

that we will have been to pretty

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much every restaurant on the list.

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Yeah, for sure.

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I'm very curious.

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And it'll be interesting

to see what it is.

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But one thing that I'm curious about

is what they do with Buford highway.

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Uh, same.

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Thank you.

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Yeah, same, same, same,

same, same, same, same.

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If Buford highway does not get a

solid acknowledgement, that will

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be such a slight to our city.

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That would be the, I would not respect

Michelin if they didn't correct.

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It's such a poignant, place in our city.

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I agree.

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Credible it's like, how can I, I

don't think they'll pass it by.

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I don't think they will.

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How well it's represented.

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I mean, my husband and I have

been to a hole in the wall,

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toppest places in Spain that they.

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, gave stars to, so I'm exp I

mean, they, they go everywhere.

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Yeah.

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And, , it'll be fascinating

to see what they pull.

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. One thing I know for sure is there are

zero, two star restaurants and obviously

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no three star restaurants in the city.

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We shall see.

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We're gonna find.

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$1,000.

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Nobody gets to start.

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I will bet on taco bell table.

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Which is more than.

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Yeah.

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My crazy.

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It was the comma and the

price of this fucking thing.

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Complete emotional purpose.

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It's beautiful.

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My favorite color.

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See.

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Purple I was in Europe.

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She's like, I did something crazy.

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Like.

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What did you do?

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And then she wouldn't tell me.

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Literally would not tell

me I'm like in Europe.

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Texting her like eight times

being like, what is the Burgess?

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What is it?

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It was this, it was the table.

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Nobody could have guessed.

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I did like, no.

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Yeah, and this is if you want to learn

about yourself, post on social media.

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I just made an insane purchase.

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Guess what it was, and then let

people guess, and it'll tell you

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exactly what people think of you.

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What did they say about man?

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And everybody was like, I mean,

probably a hundred people.

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We're like a new Porsche.

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I was like, no.

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, lots of car gases, , lots

of handbag guesses.

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Yeah.

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, but I, what I explained was like, I'm

not going to soft launch a car purchase

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because that just sounds so douchey.

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If like guests.

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So true.

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Ah, look at how to be truly insane,

but I'm like for a million dollars, I

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don't think anybody would have guessed.

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Talk about table.

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Uh, no.

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Yeah, no one would have guessed that.

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Nobody at all.

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. So here's a good pivot.

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When you die.

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You don't want to leave your

loved ones, guessing what the

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heck they should be doing.

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I know you need to communicate about who

is going to get this taco bell table.

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That's true.

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I do need to update my wall.

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Yeah.

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It may

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be on your best behavior at this point.

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He was like, am I being here?

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You're a contender Kelly.

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You're definitely a contender.

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, so Rebecca has handled my will and

all of my estate planning stuff.

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And, , I'm single.

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I don't have kids, but it was still

really important to me because I just

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feel like I'm going to die young.

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, Oh, you have never mentioned that.

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Oh really?

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I don't like those sentences.

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Oh, Sorry.

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I just have that vibe.

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I'm like, For a good

time, not for a long time.

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So I'm just like in the off

chance that it's like, my

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parents have to deal with it.

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I wanted everything to be zipped

up nice and tidy and , not

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leave a mess for people.

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Like if you've got businesses too.

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Yeah.

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People who were employed by you, and

you need to think about those things.

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Totally.

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And I talked to a lot of people

about it and they're like, I think

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that's a really easy thing to put

off doing because it's not free.

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It takes a lot of mental and

emotional labor to compose.

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And, , it's just an easy thing to not do.

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So once people have made the decision

that they need to do that, Rebecca kind

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of explain from there, what people need

to be prepared to bring to the table.

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To think about.

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Yeah.

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So I mean, you're right.

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That making the decision is

sort of the hardest part.

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And I think for a lot of people,

it goes even further than that,

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they think if they think about

it, it's more likely to happen.

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Right.

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You know, if you think about it, then

it just becomes a little bit more real.

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And so I always say it's

like carrying an umbrella.

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Doesn't make it more likely

that it's going to rain.

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It makes it more likely

that you'll stay dry.

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Yeah.

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So, you know, I say I'm in the

peace of mind business, right.

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So I want you to leave my office

and feel like, okay, now I don't

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have to think about that again.

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Yeah.

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Right.

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Everything.

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Everything is taken care of I've adulting.

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And thought about these unpleasant

things and made some decisions, , that

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hopefully won't come to pass anytime soon.

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And now I can just go on living.

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I've taken care of it.

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So that's, that's the that's

our mission is to promote peace

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of mind and peace of that.

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Yeah, I like that too.

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Especially like for someone who

doesn't like talking about these

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things, I think it's important

that the person you are talking.

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About these things with

is in that mindset.

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Like, I want to provide

peace in this situation.

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I don't want to , just keep harping

on the whole death thing, you know?

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Like it's like, no, I like, I

like your umbrella analogy, I

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guess, is what I'm trying to say.

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Thank you.

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Yeah.

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It's yeah, it's nice.

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It's.

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It is.

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I mean, they are.

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I mean, I, that's what I say.

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I have difficult

conversations all day long.

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When you talk about death and

incapacity, which has spurred many

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people, even scarier than death.

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Yeah.

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True.

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Take me out.

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Yup.

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Um, so when you're talking about

that, when you're talking about

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money, when you're talking about

family, the conversations are

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very difficult, but the only thing

worse than having the conversation

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is not having the conversation.

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And leaving your family with no idea

why you did what you did or no plans.

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And they are left to sort of

pick up the pieces without you.

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And that's about half the conversations

I have, you know, I was just

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talking to somebody yesterday.

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Hoo.

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Uh, had a copy of an old will of his

father's, where he left everything

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in thirds to the three children.

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And apparently right before he

died within the year before he

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died, the father changed the will.

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So that two of the children, his

two siblings got everything out.

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Right.

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And his part was left in

trust with a sister in charge.

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And then his father died.

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Oh shoot.

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And so he's dealing with grief shock.

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Yeah, disappointment.

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Wondering what caused

his father to do that?

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Oh my God.

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He didn't leave a note or anything.

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No cleaning cause decision.

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He did not leave a note

or anything explaining his

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decision and then he's left.

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Yeah.

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It happens all the time, really?

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Cause think, put yourself in that

father situation, he doesn't want

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to tell this potentially bad news.

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You know, you're not getting

your money out right.

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To a son and he's, he may be,

have been ill, not feeling great.

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And the last thing he wants to do

is have a difficult conversation,

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but what he left was a bomb in

his estate plan that went off.

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And there's all kinds

of collateral damage.

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The other thing to think

about is the siblings.

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Yeah.

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Their relationship.

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I mean that's, that's why I named my

company legacy studio, because we are

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talking about what your legacy is, the

art of putting together your legacy.

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That's the studio part.

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And the legacy of this gentleman who

died is that his children will not

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be close because he's put one child

in charge of the other child's money.

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Surprise.

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So a lot of difficult conversations.

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So that's why I say the only thing more

difficult than having the conversation

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is not having the conversation.

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Absolutely.

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And, and your final, that was his final

thing that he communicated to his son

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is for some reason, I'm not going to

treat you the same as the other two kids.

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I feel like he has to at least have

some inkling of what it was like,

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how can that just happen without any.

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Well, he has a lot of

inklings about what it is.

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Oh.

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But he doesn't know exactly

what and show now he's wondering

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what was it that upset his dad?

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Dad upset about his marriage.

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Does dad think he had a drinking problem?

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Was his dad upset that he was, you

know, about a career change and he has

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a lot of ideas about what could have,

but he doesn't have any information.

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No answers.

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With him to his death.

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That's insane.

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That's pretty sad.

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I don't like that.

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Yeah.

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So I mean, a lot of these conversations

are very difficult and very sad, but

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again, Trying to give him some amount

of peace of mind and peace with sort

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of what the pieces that we have.

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So how do you come into play

with, in that situation?

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Well, there are a lot of different

ways that we might come into play.

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We might be.

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Um, you know, doing the administration

of his father's estate, but in

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this particular case, one of the

things that I do is serve as a

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professional trustee and executor.

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So when.

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There's nobody in the family to do

it, or no friends who are appropriate

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or a bank's not appropriate.

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People will ask me to do it.

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And so he and his lawyer

who he was consulting about

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counter challenge, this will.

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Um, we're talking about what might happen

with his relationship with his sister.

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Um, the lawyer suggested what

if we got a third party trustee?

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Yeah.

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So that you weren't having to

go to your sister for money.

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Yeah.

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:

For the rest of your life.

443

:

Yeah.

444

:

And he liked that idea.

445

:

And so we, he was interviewing

me yesterday for that job.

446

:

I understand.

447

:

Yeah.

448

:

How old is he?

449

:

56.

450

:

Gosh.

451

:

Okay.

452

:

So, and today I had a conversation

with a young couple they're engaged.

453

:

Her mother died when she was very

young and her grandmother just died.

454

:

So she's inheriting what

would have gone to her mother?

455

:

And the uncle has sent her a bunch of

stuff to sign, acknowledging that he's

456

:

done a good job and, , sort of dangling

a $50,000 distribution, you know,

457

:

with, if she signs all this paperwork.

458

:

And she was saying, I feel overwhelmed.

459

:

I don't understand anything he's saying.

460

:

Yeah, some of it doesn't make any sense

and I don't really want to hire a lawyer.

461

:

It's my uncle.

462

:

But on the other hand, I just, you

know, it's, it's a communication.

463

:

You just need it.

464

:

Also, especially like me.

465

:

I have no earthly idea what

any of that stuff would mean.

466

:

, so it could a legal document.

467

:

At least makes sense to have a consultant,

you know, to talk to somebody about it.

468

:

He knows exactly what they're doing and

can say, no, this is all totally normal.

469

:

Yeah, it shouldn't be

offensive to the uncle.

470

:

Yeah.

471

:

No.

472

:

Well, if he's not up to no good,

then , there shouldn't be anything

473

:

to be concerned about, right?

474

:

Yeah.

475

:

Yeah.

476

:

And I have no idea whether he was up

to no good because a lot of these, when

477

:

I say like, you know, they're the will

contest make for great movies, you know?

478

:

Books, John Grisham books

and things like that.

479

:

There aren't a whole lot of will

contest in real life, but there's

480

:

a whole lot of misunderstanding

because of poor communication.

481

:

It's often, not that somebody is stealing,

it's just that they're not communicating.

482

:

And so when somebody is not communicating.

483

:

, the response to that is for other

people to make up a story in their head.

484

:

And so that's the danger of sort of

not communicating and, and, um, it's

485

:

being an executor is a hard job.

486

:

Being a trustee is a hard job because.

487

:

Other people are waiting

for this inheritance.

488

:

It's very important to them

and they want information and

489

:

you have another full-time job.

490

:

This is just something you're

doing as your mom named you.

491

:

And yeah.

492

:

And communication is, key.

493

:

I've watched in my time behind

the chair, dozens of clients.

494

:

Go through this process and have

their relationships with the

495

:

remaining family members destroyed

because people lose their minds

496

:

after something like this, they do.

497

:

And if there isn't.

498

:

Well, you know, sometimes

there's not a will at all.

499

:

And then it's just a free for all.

500

:

Yeah, , if you haven't.

501

:

Pre established a very clear plan.

502

:

It's chaos.

503

:

Yeah.

504

:

And it's so upsetting to listen

to these people's stories of like

505

:

people where I'm like, God, you

guys were just vacationing together.

506

:

You have such a close relationship.

507

:

And it's like, yeah, well, and in the

middle of the night, she took all of

508

:

mom's diamonds and dah, dah, dah, dah.

509

:

And it's like, holy shit.

510

:

And it's this.

511

:

Cauldron of grief and shock and yeah.

512

:

Some and.

513

:

All it takes is one person who's kind

of on their worst behavior and it can

514

:

really make a whole family situation.

515

:

A nightmare.

516

:

And, you know, what I always say is when

somebody dies, there's somebody in the

517

:

family who like immediately needs $30,000.

518

:

They're just somebody is somebody

secretly been on the Dole.

519

:

Yeah, mom and dad had been paying their

car payment or, , their health insurance.

520

:

You know, even though they're 56 years

old or whatever, not, not this guy,

521

:

but I'm saying, you know, And there's

some secret financial arrangement

522

:

that nobody else knows about.

523

:

And when mom and dad die and

that, that stream of money from,

524

:

to the failure to launch person.

525

:

, stops.

526

:

They misbehave.

527

:

Yeah.

528

:

They're desperate.

529

:

Yep.

530

:

And so you have to, if you're the executor

or the trustee, you have to figure out,

531

:

is there somebody who's desperate here?

532

:

And how can we make them a

little bit more comfortable?

533

:

Yeah.

534

:

So that there'll behave so we

can get through this with some

535

:

respect and dignity and peace.

536

:

So that's really one of the

jobs is just to sort of figure

537

:

out what are the secrets here.

538

:

That we need to address and

resolve so that we can all move on.

539

:

We can't fix.

540

:

You know, the failure to launch, we can't.

541

:

Go back and have mom not have

made the car payment, right?

542

:

Yeah.

543

:

It.

544

:

Yep.

545

:

Sounds like a insanely interesting job.

546

:

It is it, it does sound, it can

be very satisfying to, yeah.

547

:

Especially.

548

:

Actually to help everyone in that way.

549

:

Yeah.

550

:

And, and really you can think of

your job as being about death.

551

:

Or being about taxes.

552

:

, saving people taxes, cause there

was a tax element to it, but I think

553

:

of it as true family law and again,

promoting peace and peace of mind.

554

:

And as long as I stay really hooked on

what that mission is, it sort of informs

555

:

how I approach every conversation.

556

:

Yeah.

557

:

That's my purpose.

558

:

A lot of the advice I

give isn't legal advice.

559

:

It's just practical advice.

560

:

I mean somebody, I was

on the phone with today.

561

:

I said, if it was my mother, I would do X.

562

:

Yeah.

563

:

You.

564

:

It's not, that's not legal advice.

565

:

I'm just telling you don't sweat.

566

:

The small stuff.

567

:

Yeah.

568

:

Yeah.

569

:

People need somebody that they

trust in their corner when they're

570

:

processing something like that.

571

:

Yeah.

572

:

People are just

overwhelmed with grief and.

573

:

And you add as going back to an

earlier part of our conversation,

574

:

you take grief, you add surprise.

575

:

And it's bad.

576

:

Absolutely.

577

:

No.

578

:

So that element of surprise.

579

:

So Erica, to answer your

question, you know, when people

580

:

start thinking about this.

581

:

Most lawyers who do this work

have a worksheet that will sort

582

:

of guide you through the things

that you need to think about.

583

:

But generally you need to think about

who do you want to make decisions for you

584

:

when you can't make them for yourself?

585

:

So in incapacity, who would you want to

make your healthcare decisions for you?

586

:

And then who is the backup to that person?

587

:

Because the person that you probably

want to make the decisions for you

588

:

is probably the person that you

drive around 2 85 with, in a car.

589

:

Come back ups.

590

:

Yeah.

591

:

So who, who, who is going

to carry out your wishes?

592

:

And do, do what you want to

do, show up and make those

593

:

hard decisions for healthcare.

594

:

How many backups.

595

:

I would say, at least one,

preferably two backups.

596

:

So you've had three people and you

want to make sure that somebody

597

:

is kind of younger and healthier.

598

:

So if you're 75, you don't

want to name a bunch of your

599

:

contemporaries who might go before.

600

:

So, yeah.

601

:

Okay, cool.

602

:

You want somebody younger?

603

:

, and then for finances, if you can't

pay your bills because you're in a

604

:

coma, who's going to come in and open

your mail and make sure that insurance

605

:

premiums get paid and employees get paid.

606

:

And.

607

:

, all that.

608

:

And then once you're gone, who is

going to close up the business of

609

:

your life and that's everything

from making sure that your pets.

610

:

Have a good next home.

611

:

, I was dealing with that yesterday

and, um, that one makes me so sad.

612

:

That's like the only thing that

matters is like, I die before my dogs.

613

:

It's.

614

:

I think we did it, Rebecca,

where my dad gets my dogs and

615

:

like a check for 10 grand.

616

:

Yeah, that's a common one.

617

:

Yeah.

618

:

I mean most of the time

there's somebody in the family.

619

:

Who's very happy to take the pets.

620

:

Yeah.

621

:

My mom took my cousins.

622

:

Oh, nice.

623

:

Yeah, it's it's I mean, you know, again,

legacy those, those beings, we love so

624

:

much needing to make sure that their.

625

:

But they're taking care of that.

626

:

They have a place to go.

627

:

Oh my gosh.

628

:

I need a will.

629

:

Yes there.

630

:

yeah.

631

:

You got to take care of them.

632

:

So the, the sort of the, who

is going to take care of.

633

:

Of those things filing your last tax

return, you know, who do you trust to

634

:

kind of wrap up the business of your life?

635

:

And then, um, after your debts are paid,

Who, who do you want to benefit from?

636

:

Who or what organizations I should say.

637

:

Do you want to benefit from

those assets that you have?

638

:

And it can be small things like

who gets the taco bell table.

639

:

And leave a memo of certain

tangible property to go to survive.

640

:

Yep.

641

:

You do have a memo.

642

:

Because you got stuff that's right.

643

:

Yeah.

644

:

That knows.

645

:

I was about my memo.

646

:

I.

647

:

I got a memo to it's crazy long.

648

:

Um, and so there's, there's

the S you know, the, who

649

:

gets the, the tangible stuff.

650

:

And then, you know, the money.

651

:

Um, where you want that to go.

652

:

So, those are the things you gotta

kind of think about and have an idea

653

:

about, and, you know, A good lawyer

is going to sort of talk you through.

654

:

What, what do, what do other people do?

655

:

That's a common question I get is this.

656

:

Is this normal what I'm thinking of doing?

657

:

Yeah, sure.

658

:

Um, and, and then, uh, if

you're stuck, the executor will.

659

:

The lawyer will help you decide

like who, who should be executor.

660

:

A lot of people say, I have no idea.

661

:

Answer.

662

:

Okay, well, how, how

about your accountant?

663

:

You know, how about your best friend?

664

:

How about a cousin, you know, and

kind of go through the list with you.

665

:

So you want to do some thinking about

it in advance, and if you're a couple,

666

:

you want to do some talking about it

in advance because, , you don't want

667

:

to pay a lawyer by the hour to watch

you fight with your spouse about.

668

:

My sister is more responsible

and should have your kids.

669

:

Totally true.

670

:

That makes sense.

671

:

Rebecca what's the craziest thing that

somebody has Been very like, oh my.

672

:

Sand castle collection or like, whatever,

, is there anything insane or just wild

673

:

that somebody was very concerned with

when composing their well, oh, goodness.

674

:

I mean, the funniest one that I've

ever done is the husband of a friend.

675

:

made a specific request to his uncle

of the remaining soap that was in the

676

:

master shower at the time of his death.

677

:

Whoa.

678

:

He thought it was hilarious.

679

:

That's so funny.

680

:

So.

681

:

I like, oh my God.

682

:

Just imagine.

683

:

Oh, wow.

684

:

It's like put whatever you

want in these documents.

685

:

Like yup.

686

:

That's actually really fun.

687

:

Yeah.

688

:

I'm going to think of some

crazy things for my documents.

689

:

Oh yeah.

690

:

Just to have just, he thought his

uncle shared his sense of humor

691

:

and would think it was hilarious.

692

:

I thought it was really funny, too.

693

:

I love that.

694

:

I can't think of examples of things

that people have done that are,

695

:

, outrageous, because again, you know,

it's, as you said, it's not free.

696

:

So this was the husband of a friend.

697

:

So I think he felt like, you know, he

could ask me to do that, but yeah, I

698

:

mean, most of the things that people

worry about are worthy of worry.

699

:

That's true.

700

:

One thing I think people don't worry

about enough is their social media and

701

:

their banking accounts and all of the like

logins and passwords and things like that.

702

:

, And I know that's part of,

uh, what we did together.

703

:

Rebecca has her clients put together

what she calls an, I love you

704

:

folder, which is the most brilliant

thing I've ever heard, but it's.

705

:

well, tell us, tell us about the island.

706

:

Well, let me tell you

about the process and.

707

:

That's kind of the end of the process.

708

:

You know, putting, putting together a will

is a, is a pretty straightforward process.

709

:

So as I said, we have a

worksheet, we send it out.

710

:

So you can kind of gather your thoughts

and have your conversations with your

711

:

spouse or your partner before you come in.

712

:

So that you're not having a big fight.

713

:

Right in front of the lawyer

paying the lawyer by the hour.

714

:

Yep.

715

:

And then when you come in,

generally it takes about an hour

716

:

to kind of put together your plans,

flush things out, make sure that

717

:

everything is, uh, has been decided.

718

:

And then the lawyer will draft the

documents and send them to you.

719

:

You review them, hopefully understand

them, at least the important parts.

720

:

Yeah.

721

:

Get any questions answered or get any

tweaks and then you come in and sign them.

722

:

And the most common problem with wills.

723

:

Is that they are signed improperly.

724

:

So it's very important to actually finish

the process and go to your lawyer's office

725

:

and, and sign them, um, because wills

have to be executed with a particular

726

:

amount of formality, or they're not valid.

727

:

And people often mess up

that formality at home.

728

:

I'll give you a little example.

729

:

, if you're witnesses, you have to

have two witnesses and they have

730

:

to be, , uh, of a certain age.

731

:

And, , sort of have a certain capacity

to be able to, to be competent, to be

732

:

a witness, but they also have to be

uninterested, which means not that they

733

:

don't care about you, but that they're not

getting anything in the way or not in it.

734

:

Not in it.

735

:

And if you think about it, A lot of times

when people are doing wills it's cause

736

:

they're dashing off to the airport, right?

737

:

To go on a trip.

738

:

That's a common, common trigger for

wills is either airports or babies.

739

:

And I'm.

740

:

So who's standing around with you

when you're on the way to go to

741

:

the airport, people that are in

your will, but it's very common for

742

:

people to say, Ooh, Will you quickly,

you know, witness this for me?

743

:

Well, the law is something very sneaky.

744

:

If you have someone who is interested

as a witness to the will, if I did that,

745

:

for instance, the law says what we want

Rebecca to have a valid will, and we need

746

:

her to have two uninterested witnesses.

747

:

So what we're going to do is we're just

going to cut out the part in the will,

748

:

where she says, I leave $10,000 to Erica.

749

:

So then, so then.

750

:

Witnesses don't get anything.

751

:

You've disinherited, the people that

you were trying to leave things to.

752

:

So.

753

:

To have your will.

754

:

Zoe to properly.

755

:

Really.

756

:

So it has, it happens with wow.

757

:

Alarming frequency.

758

:

So that is.

759

:

It's important than I've ever learned.

760

:

That's like, that's really insane.

761

:

Yeah.

762

:

Yeah.

763

:

So it's, it's very important to go back

to the lawyer's office and have the will

764

:

executed properly because it's really

easy to make a mistake and it's important.

765

:

And then after you have the will executed,

you sort of tie up all the loose ends.

766

:

So one of the things is making sure that

all of your beneficiary designations,

767

:

like if you have life insurance or

retirement plans, that all those

768

:

things work with your estate plan.

769

:

So if for instance, I have my husband

as the beneficiary of my life insurance.

770

:

And then he leaves me

and I write a new will.

771

:

And I say, I can't stand that scumbag.

772

:

, he's cut out of the will, but

I don't change the beneficiary

773

:

on my life insurance.

774

:

They have to pay my husband because

I have a contract with them.

775

:

That says that he is the beneficiary.

776

:

So it's just so.

777

:

Were important to have

those things updated.

778

:

So you come back and we make

sure all those things are done.

779

:

And then.

780

:

We send you off with a folder that

sort of holds the original documents.

781

:

It's very important to keep

track of the originals.

782

:

Another fun fact is if, uh, to

revoke a will, you can just do a

783

:

new will or you can just destroy a

well by burning it or ripping it up.

784

:

It's not like a contract

between two people.

785

:

It's just your will.

786

:

So if you don't like it

anymore, you can rip it up.

787

:

So if you die and nobody

can find the original it's

788

:

presumed that you ripped it up.

789

:

And then your family has to prove.

790

:

Didn't revoke it.

791

:

And so it's really important.

792

:

, Erica, you better know

where your original is.

793

:

I know exactly where to get

good, but you also have a copy.

794

:

Right.

795

:

So people know that like you're my

person and they can't find my folder.

796

:

They could be like, oh, we'll ask Rebecca.

797

:

Yep.

798

:

But then we've still got to go

through the process of, we then

799

:

have a copy of it, but we've got

to prove that you didn't revoke it.

800

:

Ooh, right.

801

:

So we pull out this podcast and

just be like, no, Erica wasn't

802

:

saying she was going to revoke it.

803

:

She said she had a valid will.

804

:

Yeah.

805

:

But it's important to have the original.

806

:

So we talk about.

807

:

You're going to keep the

original, like what if like your

808

:

house burns down or something?

809

:

Burns down.

810

:

It's a little easier to prove that

you probably didn't revoke it.

811

:

I guess that I actually had a

client who did die in a house fire.

812

:

Yeah.

813

:

And their house burned down.

814

:

And their will was in there.

815

:

There will actually happen to

be in their wife's purse, but.

816

:

Oh, it had, I would never leave.

817

:

Oh, look, the we'll just have.

818

:

No, no, there was no funny business.

819

:

Actually.

820

:

It was a very sad story, but.

821

:

And in the purse.

822

:

They had just been updating it

and she was on the way to take

823

:

it to the safe deposit box.

824

:

Serious.

825

:

Oh, so people should

put in a safety deposit.

826

:

People should not put her in a safe.

827

:

Oh, You were just saying that.

828

:

She was on her way to put it

in the safety deposit box.

829

:

It was not at Rebecca's behest.

830

:

Yeah.

831

:

I mean, it is okay.

832

:

If you have a safe deposit box, you

need to pay attention to who can get in.

833

:

Yeah.

834

:

Because if you are the only person on your

safe deposit box or you and your spouse,

835

:

My plane goes down and you're together.

836

:

, nobody can get in your safe

deposit box without a court order

837

:

to open the safe deposit box.

838

:

And they may not even know

where your safe deposit box was.

839

:

Then you would get a court order.

840

:

We would, yeah, we would get a court

order to open a safe deposit box, but

841

:

we have to know what bank it's at.

842

:

Yeah.

843

:

And again, it's just,

it's, it's difficult.

844

:

Uh, and, and there, there have been

some pretty interesting articles

845

:

about with bank consolidations,

branch, consolidations, and closings.

846

:

How safe deposit box.

847

:

This is our safe deposit boxes.

848

:

Aren't as safe as you

would think they would be.

849

:

Ooh.

850

:

Your branch closes.

851

:

They combine it with another branch

that the numbers are all doubled up.

852

:

Oh.

853

:

You know, and people lost watch

collections and things like that.

854

:

So, so it's very important

where you put your well.

855

:

It is a very important yeah.

856

:

Document.

857

:

Yeah.

858

:

I just got my first important document,

which was my marriage certificate.

859

:

It's in this.

860

:

I have like this.

861

:

It's so embarrassing.

862

:

I have this folder thing.

863

:

What do you call it?

864

:

What do you call it?

865

:

File organizer.

866

:

Yeah, but it's small.

867

:

It's like metal it's it's small

and just it's under dossier.

868

:

I have this like glass.

869

:

Desk.

870

:

And it's just socks under it.

871

:

It's not, no, it's okay.

872

:

It's literally from target.

873

:

It's like, it goes on a top of the desk,

but it's underneath my desk and it has

874

:

all of my important documents in it.

875

:

And that's where.

876

:

Yeah, no, it definitely is.

877

:

So well, I would say that's good

because a lot of people, if you said,

878

:

where's your marriage license, they

would say I have absolutely no idea.

879

:

So the fact that you know where

it is, you're two steps ahead.

880

:

Yeah.

881

:

Salad.

882

:

Yeah.

883

:

At least have that.

884

:

Absolutely.

885

:

And I think that's fine.

886

:

I mean, I, my will is actually on,

on my credenza at work right now.

887

:

I'm traveling tomorrow.

888

:

I always leave my will out when I travel.

889

:

I'm aware that well, I didn't know.

890

:

That was a thing.

891

:

I don't think it is a thing.

892

:

I think it's a me thing.

893

:

I don't think it's a thing thing.

894

:

Where are you going tomorrow?

895

:

Visit my parents.

896

:

Oh, okay.

897

:

Okay.

898

:

Wow.

899

:

Oh, I'm a big fan of the at-home safe.

900

:

Yeah.

901

:

Like a little at-home safe.

902

:

Somebody's got to know the combination.

903

:

So it can't be a fingerprint safe.

904

:

, not unless you plan on dying right

by it so they can pull your finger.

905

:

Yeah, I think the fingerprints

saves have a backup way to get in.

906

:

Okay.

907

:

, but yeah, just, uh, gosh, this is I'm like

I need a will first off the second way.

908

:

I need a place to put my well.

909

:

Like so concerned now.

910

:

There you go, oh my gosh.

911

:

Kelly's literally.

912

:

All right, I'm going to,

I'm going to call you up.

913

:

All right.

914

:

You can get a, , safe from target, so you

don't have to change your shopping habits.

915

:

I love it.

916

:

Yeah.

917

:

Yeah.

918

:

So you got to keep the original, but back

to Erica's question, , in terms of, you

919

:

know, you want to leave information for

your executor, so they know who to call,

920

:

so they know who your life insurance

agent is, and they know who your banker

921

:

is, and they know where your car loan

is and they know important passwords.

922

:

So.

923

:

You know, it used to be that, it

was never, ever write down your

924

:

passwords and that's not really.

925

:

That's, that's not really the approach

that people use anymore when people

926

:

are not stealing handwritten passwords.

927

:

America, right.

928

:

That's just not how it is.

929

:

Yeah.

930

:

, I don't think that, you know, bank

passwords and Georgia power passwords

931

:

and all that, I don't think it's so

necessary to have a record of those.

932

:

You change them all the time.

933

:

People can tell where your money

is and where your bills are, but

934

:

opening your mail and your wallet.

935

:

The thing that you want to make sure

people have passwords to are things online

936

:

that have value that aren't replaceable.

937

:

So for instance, all your

photos are in the cloud.

938

:

And nobody is able to get to them.

939

:

, without a password, you

want to think about that?

940

:

Who would you want to share that with?

941

:

And a lot of social media, Facebook

in particular have, , places

942

:

where you can put, , who you want

to like Facebook in particular.

943

:

I can't remember what

it's called right now.

944

:

Yeah.

945

:

I caught a backup account.

946

:

I think it's called.

947

:

Admin.

948

:

I don't even think it's called admin,

but the person who can make your final

949

:

post about where your Memorial services.

950

:

And then memorialize your page

and change you to deceased.

951

:

Okay.

952

:

So they have like a.

953

:

And they cannot accept friend requests.

954

:

There there's some limits

on what they can do.

955

:

They have to be a Facebook member.

956

:

So like mine, my husband

isn't on Facebook.

957

:

So mine is my sister.

958

:

Okay.

959

:

And she can make a final post and she

can change the page to a Memorial page.

960

:

And then order, you can like order

a book with all your Facebook posts.

961

:

Oh God.

962

:

Me at 18 years.

963

:

I was like, you don't want those.

964

:

Oh, God.

965

:

Sounds fun.

966

:

Make me your person.

967

:

Oh, my God.

968

:

That's so funny.

969

:

So many old pictures there that.

970

:

Thank God.

971

:

I'm dead.

972

:

And.

973

:

Yeah, well, Pick your

person carefully, right?

974

:

Because that's your know your question

was about social media and those, whoever

975

:

is that person for you kind of controls

what happens with your social media.

976

:

So, I mean, Erica, now with this

podcast, you need to think about this

977

:

intellectual property that you own.

978

:

Of this podcast and what you

would want to happen with it.

979

:

, after you died time for we'll update.

980

:

I was going to say time to update.

981

:

Okay.

982

:

I did have a question actually.

983

:

My question . Was, , do him and I

have separate Wells or is it one will.

984

:

I like no.

985

:

But like, okay.

986

:

We have shared things

like now that we're yeah.

987

:

Yeah, that's a great question

because we just got married.

988

:

I literally have no idea.

989

:

Yeah.

990

:

How this works.

991

:

Yeah, you're about to find out.

992

:

Yeah.

993

:

So you, the answer is

everybody has their own will.

994

:

And you control the things that

are in your name and he controls

995

:

the things that are in his name.

996

:

Okay.

997

:

And if you own something 50,

50, you control half of it

998

:

and he controls half of it.

999

:

Okay.

:

00:37:36,374 --> 00:37:36,734

Yep.

:

00:37:37,064 --> 00:37:39,074

So it's, it's interesting.

:

00:37:39,134 --> 00:37:42,944

You can plan together, but how

things are titled makes a difference.

:

00:37:43,034 --> 00:37:43,394

Okay.

:

00:37:43,484 --> 00:37:46,214

And all states that are not

community property states.

:

00:37:46,454 --> 00:37:48,464

The west coast states are a

little bit different, right?

:

00:37:48,524 --> 00:37:48,644

Because.

:

00:37:48,944 --> 00:37:53,294

Like let's say, uh, like the person

who decides your fate after an

:

00:37:53,294 --> 00:37:54,734

accident or something like that.

:

00:37:54,784 --> 00:37:56,014

Like if we're married.

:

00:37:56,314 --> 00:37:56,734

Yeah.

:

00:37:56,794 --> 00:37:58,174

They would have to be two separate.

:

00:37:58,834 --> 00:37:59,074

Yeah.

:

00:37:59,104 --> 00:38:00,904

So you name him as your primary.

:

00:38:00,904 --> 00:38:02,434

If you trust him to make those decisions.

:

00:38:02,464 --> 00:38:05,374

Then you name your mom or your sister

or your best friend is your backup.

:

00:38:05,764 --> 00:38:10,624

And he names his mom or dad or

brother best friend is his backup.

:

00:38:10,984 --> 00:38:12,034

So you have separate people.

:

00:38:12,064 --> 00:38:13,144

But they'd have to work together.

:

00:38:13,144 --> 00:38:15,484

If you guys died together,

she has to be dying together

:

00:38:15,514 --> 00:38:17,104

pretty slim, but yeah, what's.

:

00:38:17,164 --> 00:38:17,854

That's so cute.

:

00:38:19,294 --> 00:38:19,564

No.

:

00:38:19,564 --> 00:38:19,804

Thank you.

:

00:38:22,624 --> 00:38:23,104

Yeah.

:

00:38:23,284 --> 00:38:24,334

It's pretty unlikely.

:

00:38:24,334 --> 00:38:24,934

So, yeah.

:

00:38:24,934 --> 00:38:28,084

And then, , if, and when you have

kids that adds a whole nother element.

:

00:38:28,564 --> 00:38:29,704

And you've got to decide.

:

00:38:29,974 --> 00:38:35,344

This is, I think what stops most people

from doing a will is not knowing who

:

00:38:35,344 --> 00:38:37,174

to name as guardian for their kids.

:

00:38:37,744 --> 00:38:40,414

And what I tell people

is to just pick somebody.

:

00:38:40,444 --> 00:38:42,094

You can always change it later.

:

00:38:42,544 --> 00:38:44,164

We make all our money off changing wheels.

:

00:38:44,164 --> 00:38:47,164

So you can change your mind as many

times as you want, ask them first.

:

00:38:48,244 --> 00:38:51,004

So I'd like, that would

be such a surprise.

:

00:38:51,034 --> 00:38:53,674

Often does that happen where

it's like without their consent?

:

00:38:53,704 --> 00:38:54,004

Yeah.

:

00:38:54,034 --> 00:38:56,764

Got a letter that it's like, oh

little, Timmy's coming down with ya.

:

00:38:56,854 --> 00:38:59,134

And, well, I don't know

how often that happens.

:

00:38:59,144 --> 00:39:00,524

I've never had to deliver that news.

:

00:39:00,524 --> 00:39:03,464

I mean, it's so unlikely

that both parents die before.

:

00:39:04,964 --> 00:39:07,754

It does happen sometimes,

but it's pretty rare.

:

00:39:08,104 --> 00:39:10,984

, and you know, sometimes people talk to.

:

00:39:11,434 --> 00:39:12,214

, folks about it.

:

00:39:12,214 --> 00:39:16,054

And sometimes they don't, they know

that their sister would take the kids.

:

00:39:16,054 --> 00:39:21,904

And a lot of times people's fear is, is

that if they tell the people that they've

:

00:39:21,904 --> 00:39:26,344

named as guardian, that the people who

weren't selected will be very offended.

:

00:39:26,794 --> 00:39:30,154

And so they're kind of hoping that

like their mom never finds out

:

00:39:30,214 --> 00:39:31,564

that they named their in-laws.

:

00:39:33,004 --> 00:39:35,734

And so they don't want to tell the

in-laws cause they don't want to chance

:

00:39:35,764 --> 00:39:36,724

that it comes back to their mouth.

:

00:39:38,764 --> 00:39:41,104

What happens a lot is they name a sibling.

:

00:39:41,194 --> 00:39:44,074

Then they spend the holidays with

that sibling and then they think.

:

00:39:44,824 --> 00:39:46,264

I think we need to name

a different siblings.

:

00:39:46,354 --> 00:39:49,294

So they want to be, they want

to feel free to change it.

:

00:39:49,294 --> 00:39:51,274

And you kind of can't if

you've already asked them.

:

00:39:51,304 --> 00:39:51,694

I gosh.

:

00:39:51,754 --> 00:39:52,894

Yeah, that makes sense.

:

00:39:53,374 --> 00:39:53,554

Yeah.

:

00:39:53,614 --> 00:39:55,984

In January, we do a lot

of changing of guardians.

:

00:39:56,734 --> 00:39:57,934

It happened over Christmas?

:

00:39:57,964 --> 00:39:59,014

No way.

:

00:39:59,254 --> 00:39:59,974

That makes sense.

:

00:40:00,004 --> 00:40:00,934

Tensions are high.

:

00:40:01,414 --> 00:40:05,254

I feel like that's such a big

decision that it's like, , What,

:

00:40:05,254 --> 00:40:06,544

what really can happen.

:

00:40:06,874 --> 00:40:08,284

I don't even know what I'm trying to say.

:

00:40:08,644 --> 00:40:12,634

It's how people handle money, you

know, and just thinking, watch

:

00:40:12,634 --> 00:40:16,594

someone else's family deal with

holidays, with presence or whatever.

:

00:40:16,594 --> 00:40:20,524

And, and you think, you know, we

give our child one educational gift

:

00:40:20,524 --> 00:40:22,594

and they went crazy and there was.

:

00:40:22,624 --> 00:40:23,464

Fantastic.

:

00:40:23,644 --> 00:40:24,604

Everywhere.

:

00:40:25,144 --> 00:40:26,674

I know who I would name already.

:

00:40:26,764 --> 00:40:28,894

I don't even have kids, but I

already know who I would name.

:

00:40:29,314 --> 00:40:31,204

Does your husband have the same ID?

:

00:40:31,774 --> 00:40:33,004

Oh, I bet he does.

:

00:40:33,424 --> 00:40:35,824

I mean, I haven't asked him,

we haven't talked about this.

:

00:40:35,824 --> 00:40:39,304

Obviously we don't have kids, but

I bet he would say the same person.

:

00:40:39,424 --> 00:40:40,204

Oh, okay.

:

00:40:40,264 --> 00:40:40,714

Awesome.

:

00:40:41,014 --> 00:40:42,694

I need a, I'm going to experiment.

:

00:40:42,754 --> 00:40:43,744

I'm going to ask him.

:

00:40:43,924 --> 00:40:44,164

Okay.

:

00:40:44,224 --> 00:40:45,394

When I get home and I'll text you.

:

00:40:45,994 --> 00:40:46,954

Yeah, I want to know.

:

00:40:47,974 --> 00:40:49,924

Yeah, but I think we have the same answer.

:

00:40:50,044 --> 00:40:50,494

Okay.

:

00:40:50,524 --> 00:40:52,564

Well, and I don't think

that answer would change.

:

00:40:53,074 --> 00:40:54,994

That's kind of an, if we

fought with that person, I'd be

:

00:40:54,994 --> 00:40:56,014

like, ah, Oh, no, that's fine.

:

00:40:56,284 --> 00:40:56,674

Yeah.

:

00:40:56,884 --> 00:40:59,794

Well, I think too, , it's really

easy to get caught up on the

:

00:40:59,794 --> 00:41:01,384

minutia and details of all of this.

:

00:41:01,744 --> 00:41:04,654

And I find myself getting a little

overwhelmed, making some of these

:

00:41:04,654 --> 00:41:08,144

decisions, because it's hard when

you're not married and it's like, I

:

00:41:08,144 --> 00:41:09,944

had to kind of, you know, freestyle.

:

00:41:10,364 --> 00:41:12,044

Much more complicated actually.

:

00:41:12,104 --> 00:41:12,644

Yeah.

:

00:41:12,704 --> 00:41:15,104

, and so I found it a little stressful

and then ultimately I was like,

:

00:41:15,134 --> 00:41:15,974

oh, what the fuck do I care?

:

00:41:15,974 --> 00:41:16,694

I'm going to be dead.

:

00:41:16,694 --> 00:41:19,574

Like, I'm going to do my absolute

best to make whoever has to

:

00:41:19,574 --> 00:41:20,594

deal with this afterwards.

:

00:41:20,594 --> 00:41:24,314

Have an easy time, but

ultimately not on me.

:

00:41:24,554 --> 00:41:24,944

Yeah.

:

00:41:25,544 --> 00:41:27,584

And so that was a little

like, just like, all right.

:

00:41:28,184 --> 00:41:28,634

Yeah.

:

00:41:29,564 --> 00:41:31,424

Well, I mean, yeah, exactly.

:

00:41:31,424 --> 00:41:34,544

I'll tell you that, you know,

this year, one of the joys that I

:

00:41:34,544 --> 00:41:38,394

had, , in the face of death was, , an

estate where I'm the executor.

:

00:41:38,424 --> 00:41:40,774

The, , guy was unmarried

and didn't have children.

:

00:41:40,774 --> 00:41:43,744

And again, people sometimes say,

oh, I have a simple situation.

:

00:41:43,744 --> 00:41:44,164

I'm not married.

:

00:41:44,194 --> 00:41:44,974

I don't know how many kids know.

:

00:41:45,004 --> 00:41:45,904

That's more complicated.

:

00:41:46,114 --> 00:41:47,344

If you're married and you have kids.

:

00:41:48,004 --> 00:41:49,804

I know why you're going

to leave your assets.

:

00:41:49,924 --> 00:41:50,734

Yeah.

:

00:41:50,794 --> 00:41:54,954

You're unmarried and, , and not, not

partnered up and don't have kids.

:

00:41:54,984 --> 00:41:57,594

Then the world is your oyster in terms

of who you're gonna leave things to.

:

00:41:57,594 --> 00:42:00,174

And this, this guy left a

lot of money to charity.

:

00:42:00,624 --> 00:42:02,784

A huge amount of money to

charity the bulk of his estate.

:

00:42:03,054 --> 00:42:06,414

But he, , he left a lot of

people, a lot of friends.

:

00:42:07,044 --> 00:42:08,844

In the neighborhood of $5,000.

:

00:42:08,964 --> 00:42:09,504

I love that.

:

00:42:09,804 --> 00:42:10,614

Well, it was interesting.

:

00:42:10,794 --> 00:42:14,724

I thought, I thought that they might,

they knew how wealthy he was and I

:

00:42:14,724 --> 00:42:16,314

thought they might be a little offended.

:

00:42:16,314 --> 00:42:22,354

So when I called them to tell them, I was

sort of bracing for some hurt feelings.

:

00:42:22,414 --> 00:42:22,684

Okay.

:

00:42:22,734 --> 00:42:25,044

, because this guy did have a lot of money.

:

00:42:25,614 --> 00:42:28,314

People were so touched.

:

00:42:28,764 --> 00:42:29,274

I mean, yeah.

:

00:42:29,334 --> 00:42:31,134

One woman burst into tears.

:

00:42:31,134 --> 00:42:32,154

It's very rare.

:

00:42:32,154 --> 00:42:36,204

I feel like it to be named in someone's

well, when you're not a family member.

:

00:42:36,234 --> 00:42:37,134

Yeah, yeah.

:

00:42:37,194 --> 00:42:39,204

So I bet anyone would

be so touched in that.

:

00:42:39,264 --> 00:42:39,384

Yeah.

:

00:42:40,464 --> 00:42:41,364

Huge impact on me.

:

00:42:41,364 --> 00:42:43,854

I was like, Ooh, I want to go

back and add a lot of $5,000.

:

00:42:44,934 --> 00:42:49,104

It just, it, it, it meant so much

to the people who received those

:

00:42:49,104 --> 00:42:53,034

bequests and I just thought, wow,

, that was very eye opening for me.

:

00:42:53,094 --> 00:42:53,604

Yeah, no.

:

00:42:53,634 --> 00:42:57,654

In terms of the difference that, that

you can just tell and, and, and, and

:

00:42:57,714 --> 00:43:01,434

remembering somebody and honoring

your friendship with the person.

:

00:43:01,494 --> 00:43:05,874

With a relatively, I mean, $5,000 is not

nothing, but when you're, when you're

:

00:43:05,934 --> 00:43:08,934

as wealthy as this guy was, it was,

it was a drop in the bucket kind of.

:

00:43:09,324 --> 00:43:12,294

But it meant a lot to everybody

and just as he intended it

:

00:43:12,294 --> 00:43:13,914

to, yeah, that's beautiful.

:

00:43:14,034 --> 00:43:14,754

That is beautiful,

:

00:43:14,854 --> 00:43:15,634

So, okay.

:

00:43:15,694 --> 00:43:19,354

Rebecca, we've spent a lot of time

talking about how to prepare for our

:

00:43:19,354 --> 00:43:23,614

death, but you're somebody who I love

the way that you prepare for life.

:

00:43:23,914 --> 00:43:26,134

And every year, Rebecca.

:

00:43:26,134 --> 00:43:29,874

Does, , uh, self retreat, a business

retreat, and you always have a

:

00:43:29,874 --> 00:43:31,614

theme for the year and plans.

:

00:43:31,644 --> 00:43:34,344

And, , I know you're going to come

in and you're going to ask me , what

:

00:43:34,344 --> 00:43:35,364

are your goals for the year?

:

00:43:35,364 --> 00:43:37,224

And so I'm like, I need to have an answer.

:

00:43:37,434 --> 00:43:42,324

And I feel like you're somebody who

really invites me to be extremely

:

00:43:42,504 --> 00:43:45,894

mindful and intentional about what

I'm trying to create in my life,

:

00:43:46,104 --> 00:43:50,214

whether in a couple month window,

a year, five years, whatever.

:

00:43:50,404 --> 00:43:51,244

, so I think.

:

00:43:51,244 --> 00:43:52,084

Well, I wonder.

:

00:43:52,084 --> 00:43:53,014

It's all coming to me right now.

:

00:43:53,224 --> 00:43:54,544

, you're so good at what you do.

:

00:43:54,544 --> 00:43:59,584

And I wonder if working with people and

watching people plan for after they die,

:

00:43:59,764 --> 00:44:03,724

makes it more important to you to plan

what you're doing while you're still here.

:

00:44:04,174 --> 00:44:05,224

Yeah, definitely.

:

00:44:05,254 --> 00:44:08,834

I mean, I think, you know, just

all this thought about death made

:

00:44:08,834 --> 00:44:10,484

me at a very young age think.

:

00:44:10,844 --> 00:44:12,854

I think I need to live very intentionally.

:

00:44:12,884 --> 00:44:15,524

You don't know how long you

have, so there are things I want

:

00:44:15,524 --> 00:44:16,934

to do and I'm going to do them.

:

00:44:16,964 --> 00:44:17,414

Yeah.

:

00:44:17,484 --> 00:44:23,304

, so I have always been super goal oriented

and you know, like Eric, I was single.

:

00:44:23,404 --> 00:44:25,774

, at, for, I got married

in my late thirties.

:

00:44:26,104 --> 00:44:30,694

And so I had a lot of single years

where I could do all kinds of things

:

00:44:30,694 --> 00:44:35,354

that, you know, aren't possible with

little kids and, , expectations at home.

:

00:44:35,354 --> 00:44:39,014

So traveling the world and didn't

you go to surf school in Bali?

:

00:44:39,104 --> 00:44:39,194

I.

:

00:44:40,454 --> 00:44:42,224

So I went to surfing school in Bali.

:

00:44:42,224 --> 00:44:45,974

I did a volunteer vacation in

Africa, traveled all over Asia.

:

00:44:46,064 --> 00:44:47,984

I mean, I've been all around the world.

:

00:44:48,554 --> 00:44:52,414

Um, been to Australia and, that was

sort of my personal itch, but whether

:

00:44:52,414 --> 00:44:57,364

it's travel or not, I've always been

into thinking about, you know, if it,

:

00:44:57,364 --> 00:45:01,864

if it all ended tomorrow, what would you

regret that you hadn't done and doing it?

:

00:45:01,864 --> 00:45:03,484

So like bucket list items.

:

00:45:04,054 --> 00:45:04,864

Kind of bucket list.

:

00:45:04,894 --> 00:45:07,564

I don't, I don't necessarily

like the term bucket list.

:

00:45:07,564 --> 00:45:09,604

Cause it seems like you're

putting it off right.

:

00:45:09,934 --> 00:45:10,354

Right.

:

00:45:10,474 --> 00:45:13,144

So like thinking about next year.

:

00:45:13,444 --> 00:45:14,044

You know, I think.

:

00:45:14,434 --> 00:45:18,064

To myself, what would make

next year, a spectacular year

:

00:45:18,274 --> 00:45:19,444

and work backwards from that?

:

00:45:19,684 --> 00:45:23,284

I don't, I don't like to think too

far out because I want to be prepared

:

00:45:23,284 --> 00:45:25,024

for happy surprises and changes.

:

00:45:25,024 --> 00:45:26,254

Of course, that come my way.

:

00:45:26,254 --> 00:45:30,064

But you know, just thinking about

next year and thinking, okay, Next

:

00:45:30,064 --> 00:45:33,064

year, knowing what I know what's

going to make next year spectacular.

:

00:45:33,154 --> 00:45:35,284

And then working back, how

can I make that happen?

:

00:45:35,374 --> 00:45:37,114

What is it that I want to

do to make that happen?

:

00:45:37,114 --> 00:45:38,644

And sort of all areas of my life.

:

00:45:38,644 --> 00:45:43,074

So I've been very interested in

strategic planning, the corporate

:

00:45:43,074 --> 00:45:44,634

strategic planning for a long time.

:

00:45:44,994 --> 00:45:49,374

And I developed a program on personal

strategic planning that I've done a

:

00:45:49,374 --> 00:45:53,574

bunch of times for leadership programs,

where you sort of create the vision for

:

00:45:53,574 --> 00:45:55,404

your life and then work backwards on.

:

00:45:55,884 --> 00:45:59,574

Where you need to put your energy in

order to get to that vision that you have?

:

00:45:59,604 --> 00:46:00,234

Yes.

:

00:46:00,594 --> 00:46:04,464

I think it's really easy

for people to watch others.

:

00:46:05,004 --> 00:46:06,984

Living their dreams and being successful.

:

00:46:06,984 --> 00:46:08,394

And I don't mean that financially.

:

00:46:08,394 --> 00:46:12,504

I mean, whatever success means to you

and it's easy to be like, oh look.

:

00:46:12,534 --> 00:46:13,914

They're on vacation again.

:

00:46:13,944 --> 00:46:15,354

Oh, they're eating this meal again.

:

00:46:15,384 --> 00:46:16,614

Oh, they bought this new house.

:

00:46:16,974 --> 00:46:17,604

But.

:

00:46:18,324 --> 00:46:19,794

So many people wait.

:

00:46:19,794 --> 00:46:22,914

To do these things that they want to do,

or they have these pie in the sky dreams.

:

00:46:22,914 --> 00:46:26,724

They're like, oh, it'd be really nice

if, but they don't even take the time

:

00:46:26,724 --> 00:46:28,254

to think, well, how do I get there?

:

00:46:28,494 --> 00:46:31,044

And you're so right about

reverse engineering.

:

00:46:31,554 --> 00:46:32,034

Yeah show.

:

00:46:32,064 --> 00:46:34,404

Show me, show me your calendar

for this month and I'll tell

:

00:46:34,404 --> 00:46:35,274

you what's important to you.

:

00:46:35,514 --> 00:46:37,404

Oh, that's such a good statement.

:

00:46:37,464 --> 00:46:38,364

Yeah.

:

00:46:38,394 --> 00:46:39,894

I mean, if that really is.

:

00:46:40,614 --> 00:46:40,944

Yeah.

:

00:46:40,974 --> 00:46:44,964

If you're telling me that it's important

for, and I've had this conversation

:

00:46:44,964 --> 00:46:47,874

with a friend before, if you're telling

me that you're looking for a partner.

:

00:46:48,324 --> 00:46:49,194

And it's important to you.

:

00:46:49,194 --> 00:46:50,184

Show me your calendar.

:

00:46:50,214 --> 00:46:50,424

Yeah.

:

00:46:50,424 --> 00:46:52,104

How many new people are

you meeting this month?

:

00:46:52,554 --> 00:46:53,514

I just winked at me.

:

00:46:57,174 --> 00:46:59,814

I want a partner and I don't

want to put an, any org into it.

:

00:47:00,774 --> 00:47:03,594

That's why my taco bell table

is going to charity when I die.

:

00:47:08,784 --> 00:47:11,544

Um, no, but I think that.

:

00:47:11,544 --> 00:47:15,444

And you can probably speak to this also,

but I know for me, when I'm super clear

:

00:47:15,444 --> 00:47:19,854

on what I want and I'm willing to put

the action behind working towards it,

:

00:47:20,184 --> 00:47:25,674

I am supported in that by the universe

or God, whatever you want to call it.

:

00:47:26,364 --> 00:47:29,274

These things kind of click into

place to kind of get me there.

:

00:47:29,274 --> 00:47:33,234

I think more efficiently because I'm

saying, Hey, I'm willing to show up

:

00:47:33,234 --> 00:47:36,144

and I'm willing to do what I need

to do on my end to manifest this.

:

00:47:36,354 --> 00:47:40,284

And Rebecca one example I think of with

you is recently Rebecca and her husband.

:

00:47:40,284 --> 00:47:41,094

Wanted to move.

:

00:47:41,364 --> 00:47:44,694

And you had a very specific list of

things you were looking for in your home.

:

00:47:44,754 --> 00:47:46,614

We did you had a lot of uncommon.

:

00:47:46,614 --> 00:47:47,574

Goals for your home.

:

00:47:48,071 --> 00:47:48,821

Which I love.

:

00:47:49,271 --> 00:47:50,831

And you got it.

:

00:47:50,891 --> 00:47:51,191

Yeah.

:

00:47:51,251 --> 00:47:51,401

We.

:

00:47:51,431 --> 00:47:54,821

The right price, the right

location, the pool, the everything.

:

00:47:54,881 --> 00:47:57,431

And it was so impressive

because the whole time.

:

00:47:57,701 --> 00:48:01,661

There were some kind of like little

teasers and some almost, but you guys

:

00:48:01,661 --> 00:48:04,721

were so good at just staying true

to like, no, this is what we want.

:

00:48:04,721 --> 00:48:06,251

And we'll know it when it came.

:

00:48:06,281 --> 00:48:09,071

And I think when you found the

house that you recently purchased,

:

00:48:09,281 --> 00:48:10,401

there were no doubts, right?

:

00:48:10,521 --> 00:48:11,661

You just knew that it was it.

:

00:48:11,751 --> 00:48:13,461

How long did he go find a house?

:

00:48:13,741 --> 00:48:18,541

, let's see, we sold our house last April,

and we bought the new house in December.

:

00:48:19,231 --> 00:48:22,081

And in between we lived in an

apartment with no furniture because

:

00:48:22,081 --> 00:48:23,911

we sold our, our prior house first.

:

00:48:24,421 --> 00:48:28,851

Because, , my husband and I want to buy

a house next year, we looked this year.

:

00:48:29,451 --> 00:48:32,991

And the housing market

obviously is trash this year.

:

00:48:33,531 --> 00:48:37,131

, so we were not finding what

we wanted in our price range.

:

00:48:37,221 --> 00:48:39,111

But it was mostly down what you want.

:

00:48:40,461 --> 00:48:40,731

Yeah.

:

00:48:40,941 --> 00:48:42,621

Like, no, you've got to write it down.

:

00:48:42,651 --> 00:48:43,491

Talked about it.

:

00:48:44,421 --> 00:48:44,811

It has.

:

00:48:45,801 --> 00:48:47,931

Yeah, literal manifestation technique.

:

00:48:48,051 --> 00:48:51,591

There's something about it that

just accelerates your, your goals.

:

00:48:52,641 --> 00:48:56,151

I guess I just haven't thought

about it when it comes to like, At

:

00:48:56,151 --> 00:49:00,021

which is crazy because it's such

a huge life thing, buying a house.

:

00:49:00,051 --> 00:49:00,381

Yeah.

:

00:49:00,481 --> 00:49:02,581

, but like I do it for my career.

:

00:49:02,581 --> 00:49:04,621

I do it for my mental wellbeing.

:

00:49:05,081 --> 00:49:07,031

I do this thing called

morning pages where.

:

00:49:07,271 --> 00:49:07,631

Yes.

:

00:49:07,631 --> 00:49:09,041

Love the morning pages right in.

:

00:49:10,181 --> 00:49:10,631

Yeah.

:

00:49:10,871 --> 00:49:15,501

, so that like, I have intentions with

my days and with my career goals and

:

00:49:15,501 --> 00:49:19,781

stuff, but not with my house or with

like, it applies to everything like that.

:

00:49:19,931 --> 00:49:20,891

It's just interesting.

:

00:49:20,891 --> 00:49:21,881

I've never thought about that.

:

00:49:21,881 --> 00:49:22,841

I will I'll write it down.

:

00:49:22,871 --> 00:49:23,381

I promise.

:

00:49:23,441 --> 00:49:24,071

Yeah.

:

00:49:24,101 --> 00:49:27,041

I mean, I think when you write it

down, I mean, in your first draft,

:

00:49:27,101 --> 00:49:29,351

as you know, from the morning

pages, it doesn't have to be.

:

00:49:29,711 --> 00:49:30,551

The end goal.

:

00:49:30,611 --> 00:49:33,431

But I think that process of

writing it down helps clarify it.

:

00:49:33,431 --> 00:49:33,881

And yeah.

:

00:49:33,941 --> 00:49:38,291

You know, what's really important about

goal setting is the very first thing

:

00:49:38,291 --> 00:49:42,791

you have to do is make sure that the

goals you're setting are your goals.

:

00:49:42,821 --> 00:49:42,881

Yeah.

:

00:49:43,181 --> 00:49:46,151

And it's very difficult

to turn down the volume.

:

00:49:46,451 --> 00:49:48,401

On society's goals for us.

:

00:49:48,431 --> 00:49:48,791

Yeah.

:

00:49:48,941 --> 00:49:53,321

And so if you have a goal and

you find yourself being like, You

:

00:49:53,321 --> 00:49:57,311

know, or not enthusiastic about

it, you might have the wrong goal.

:

00:49:57,521 --> 00:50:01,691

You might have your mother's goal

for you or, people magazine's

:

00:50:01,691 --> 00:50:04,811

goal for you with the glorification

of the baby bump or whatever.

:

00:50:05,111 --> 00:50:07,481

Right versus your own goal for yourself.

:

00:50:07,511 --> 00:50:10,751

But I think when you get really clear

about your vision for your life or

:

00:50:10,751 --> 00:50:15,911

your vision for your house or whatever

your vision is for, it is so exciting.

:

00:50:16,391 --> 00:50:21,041

That you just feel this synchronicity with

it, that then figuring out sort of how to

:

00:50:21,041 --> 00:50:25,841

get there becomes so much easier, but you

definitely there's like this bell ringing

:

00:50:25,841 --> 00:50:28,931

when you hit on what's right for you.

:

00:50:28,961 --> 00:50:29,291

Yeah.

:

00:50:29,321 --> 00:50:30,131

And that's the hard part.

:

00:50:30,131 --> 00:50:32,111

I mean, everybody, you know, with a house.

:

00:50:32,801 --> 00:50:34,391

People want different things.

:

00:50:34,691 --> 00:50:38,111

You know, and, and so you have to

go into it very clear with what

:

00:50:38,111 --> 00:50:39,851

you want or you'll never find it.

:

00:50:39,941 --> 00:50:40,361

Yeah.

:

00:50:40,481 --> 00:50:40,751

Hmm.

:

00:50:41,051 --> 00:50:41,711

That's so true.

:

00:50:42,101 --> 00:50:45,431

I a couple of years ago found

a slip of paper, like shoved

:

00:50:45,431 --> 00:50:46,361

into the back of a notebook.

:

00:50:46,391 --> 00:50:48,671

I must've been 20 years

old when I wrote this down.

:

00:50:49,061 --> 00:50:52,271

All it said was red BMW, red Vesper.

:

00:50:52,601 --> 00:50:53,681

Lucky magazine.

:

00:50:54,371 --> 00:50:59,891

And, uh, I have a red, Vesta, I have

owned two red BMWs and I was featured

:

00:50:59,891 --> 00:51:01,721

in lucky magazine early in my career.

:

00:51:02,051 --> 00:51:05,291

And so I wrote those things

down that I wanted and then

:

00:51:05,291 --> 00:51:06,911

literally just forgot about it.

:

00:51:07,001 --> 00:51:10,061

And in hindsight, it was like,

oh shit, I got all of that.

:

00:51:10,061 --> 00:51:11,681

And then I have lots of examples of that.

:

00:51:11,891 --> 00:51:13,331

I'm such a notebook.

:

00:51:13,361 --> 00:51:13,811

Hover.

:

00:51:13,811 --> 00:51:15,401

I write things down all the time.

:

00:51:15,761 --> 00:51:18,311

, and I will say energetically,

there is a difference.

:

00:51:18,491 --> 00:51:20,981

Between pen to paper versus

typing into your notes app.

:

00:51:21,011 --> 00:51:22,151

Like I think so, too.

:

00:51:22,301 --> 00:51:25,811

I cannot like morning pages

can not happen on my phone.

:

00:51:25,991 --> 00:51:27,821

Yeah, that's just literally

not the same thing.

:

00:51:27,821 --> 00:51:28,031

Yeah.

:

00:51:28,481 --> 00:51:30,521

, and there's people way

smarter than me have done.

:

00:51:30,611 --> 00:51:33,551

Um, study is on like

the neuroscience behind.

:

00:51:33,791 --> 00:51:34,031

Yeah.

:

00:51:34,391 --> 00:51:37,571

Uh, hand to brain connection

and it's super interesting.

:

00:51:37,851 --> 00:51:39,951

, but yeah, I'm just, I

am so passionate about.

:

00:51:40,414 --> 00:51:42,454

And maybe this is from my upbringing.

:

00:51:42,454 --> 00:51:44,554

I don't really know, but I've

never thought that there

:

00:51:44,554 --> 00:51:45,694

was anything I can't have.

:

00:51:46,024 --> 00:51:48,244

Um, and same.

:

00:51:48,364 --> 00:51:48,844

Yeah.

:

00:51:48,904 --> 00:51:49,804

Like there's nothing.

:

00:51:49,804 --> 00:51:51,814

I know things may take a lot of work.

:

00:51:51,874 --> 00:51:52,774

They may take time.

:

00:51:52,774 --> 00:51:54,784

They may take all of this, but I

don't think there's anything that

:

00:51:54,784 --> 00:51:57,424

if I truly want enough that I

don't deserve or shouldn't have.

:

00:51:57,784 --> 00:52:03,094

And I think that that mindset is where

you've got to be to attract those things.

:

00:52:03,214 --> 00:52:03,634

Yeah.

:

00:52:03,754 --> 00:52:04,204

Yeah.

:

00:52:04,234 --> 00:52:07,864

But getting to that mindset is really for

people who didn't grow up feeling that

:

00:52:07,864 --> 00:52:09,994

way, like we did, and not as a luxury to.

:

00:52:10,234 --> 00:52:11,824

I have been taught that by your parents.

:

00:52:11,854 --> 00:52:13,654

I don't know how they taught me that.

:

00:52:13,834 --> 00:52:17,014

That's like thinking back, I'm like,

I don't even know what they did, but.

:

00:52:17,284 --> 00:52:17,524

Yeah.

:

00:52:17,524 --> 00:52:21,394

They probably believe it about themselves

and that, you know, that, that those

:

00:52:21,394 --> 00:52:24,214

kinds of things that's, that's what

they call cultural inheritance.

:

00:52:24,694 --> 00:52:26,194

You know, back to the wills, right?

:

00:52:26,254 --> 00:52:30,184

And cultural inheritance is the

belief that you're worthy of anything

:

00:52:30,184 --> 00:52:33,964

that you deserve anything good, and

that you are capable of anything

:

00:52:33,994 --> 00:52:35,494

that is cultural inheritance.

:

00:52:35,824 --> 00:52:39,304

No amount of money can buy

that belief in yourself.

:

00:52:39,964 --> 00:52:41,494

They also call it lucky syndrome.

:

00:52:41,974 --> 00:52:43,234

Oh, I've never heard that term.

:

00:52:44,014 --> 00:52:44,824

Where you like.

:

00:52:45,424 --> 00:52:48,754

You expect things to happen, like mm.

:

00:52:49,234 --> 00:52:51,934

And it's D I think it's different

than maybe what we're talking

:

00:52:51,934 --> 00:52:56,674

about, where we think that if we

work hard enough, It will happen.

:

00:52:57,064 --> 00:52:58,894

Um, but I think they tie together.

:

00:52:58,894 --> 00:53:01,774

Like there's some people

who they're always so lucky.

:

00:53:01,774 --> 00:53:03,004

Like they always get back to me.

:

00:53:03,784 --> 00:53:05,614

I'm so glad I'm the luckiest

person in the world.

:

00:53:05,614 --> 00:53:06,514

I say that all the time.

:

00:53:07,714 --> 00:53:07,894

Right.

:

00:53:07,924 --> 00:53:08,164

Yeah.

:

00:53:08,554 --> 00:53:12,694

Is, um, It's about the belief,

preparedness and opportunities,

:

00:53:12,724 --> 00:53:14,014

preparedness and opportunity.

:

00:53:14,074 --> 00:53:14,404

Yeah.

:

00:53:14,494 --> 00:53:17,914

And so if you're always prepared, then

those opportunities are gonna come along

:

00:53:17,914 --> 00:53:18,994

and you're gonna be able to jump on them.

:

00:53:18,994 --> 00:53:19,594

So, yeah.

:

00:53:20,104 --> 00:53:24,124

I do think, I do think that there's

a lot of, a lot of connection there.

:

00:53:24,154 --> 00:53:24,724

Yeah.

:

00:53:25,264 --> 00:53:30,394

But for people who didn't grow up like

that, , Even envisioning that vision

:

00:53:30,394 --> 00:53:34,264

for themselves is very difficult because

they may not think that they deserve it.

:

00:53:34,354 --> 00:53:34,924

Absolutely.

:

00:53:34,924 --> 00:53:35,194

No.

:

00:53:35,194 --> 00:53:38,194

They think that they deserve,

you know, what they've seen as an

:

00:53:38,194 --> 00:53:42,674

example for themselves and not, , You

know, to, to succeed as an artist.

:

00:53:42,734 --> 00:53:42,764

Yeah.

:

00:53:42,914 --> 00:53:43,814

Or something like that.

:

00:53:43,814 --> 00:53:47,144

And so the first step is just

getting to be able to verbalize.

:

00:53:47,144 --> 00:53:48,014

I want this.

:

00:53:48,044 --> 00:53:48,224

Yeah.

:

00:53:48,284 --> 00:53:49,784

That's that's a process.

:

00:53:49,844 --> 00:53:50,264

Yeah.

:

00:53:50,474 --> 00:53:51,434

Uh, completely agree.

:

00:53:51,494 --> 00:53:52,454

And I think that.

:

00:53:52,581 --> 00:53:53,871

It's a paradigm shift.

:

00:53:53,901 --> 00:53:59,541

Like I watched people struggle with career

stuff or, you know, certain aspects of

:

00:53:59,541 --> 00:54:04,191

their life and they have let the narrative

of, oh, I'll never fill in the blank.

:

00:54:04,281 --> 00:54:05,211

I'll never acts.

:

00:54:05,481 --> 00:54:05,811

Oh.

:

00:54:06,591 --> 00:54:08,121

You know, this isn't

going to happen for me.

:

00:54:08,271 --> 00:54:12,691

And it's like, okay, whatever you say,

, if you say that it's real, you know?

:

00:54:12,751 --> 00:54:13,291

Yeah.

:

00:54:13,291 --> 00:54:13,831

And, and.

:

00:54:14,371 --> 00:54:16,021

And I do it on a granular level.

:

00:54:16,201 --> 00:54:17,701

I mentioned I'm going to see my parents.

:

00:54:17,971 --> 00:54:19,141

Over the next couple of days.

:

00:54:19,201 --> 00:54:21,691

I don't approach any trip

without saying what's going to

:

00:54:21,691 --> 00:54:22,951

make this a successful trip.

:

00:54:22,981 --> 00:54:23,371

Yeah.

:

00:54:23,401 --> 00:54:24,571

And work backwards from there.

:

00:54:25,081 --> 00:54:28,861

I look at a blank weekend and say, how's

this going to be the best weekend ever?

:

00:54:28,951 --> 00:54:29,371

Yeah.

:

00:54:29,521 --> 00:54:31,171

You know, and then work backwards.

:

00:54:31,231 --> 00:54:31,591

Absolutely.

:

00:54:31,591 --> 00:54:33,631

Yeah, it doesn't have to be

these giant massive goals.

:

00:54:33,631 --> 00:54:34,201

It can be.

:

00:54:34,621 --> 00:54:38,041

You know, you got to develop that muscle

to be able to do the giant massive goals.

:

00:54:38,041 --> 00:54:40,681

You've gotta be able to look at a

blank weekend and say, what's going

:

00:54:40,681 --> 00:54:42,181

to make this a spectacular weekend.

:

00:54:42,481 --> 00:54:45,601

Put it together, feel that feeling

to gain your confidence that

:

00:54:45,601 --> 00:54:46,591

you can do it with your life?

:

00:54:46,621 --> 00:54:47,191

Yes.

:

00:54:47,221 --> 00:54:51,151

I also think you can

simultaneously do both.

:

00:54:51,541 --> 00:54:54,961

Believe in yourself and be

very petrified of everything.

:

00:54:55,681 --> 00:54:57,451

Like I here to do it anyways.

:

00:54:57,571 --> 00:54:57,811

Yeah.

:

00:54:57,811 --> 00:55:01,801

Like I, like I said earlier in

this episode have a lot of anxiety.

:

00:55:02,131 --> 00:55:06,151

And so there are moments where I'm

like, yes, like I fucking got this.

:

00:55:06,361 --> 00:55:09,421

And then there's other moments

where it's like, Oh, my God.

:

00:55:09,421 --> 00:55:10,471

I do not have this at all.

:

00:55:10,771 --> 00:55:11,701

I am the worst.

:

00:55:11,761 --> 00:55:12,151

Blah, blah, blah.

:

00:55:12,211 --> 00:55:17,491

And that's just like, you know, anxiety,

but that's like not being a narcissist.

:

00:55:17,491 --> 00:55:17,971

That's helpful.

:

00:55:18,151 --> 00:55:19,891

Yeah, totally.

:

00:55:19,951 --> 00:55:20,401

Yeah.

:

00:55:20,431 --> 00:55:22,771

I mean, of nerves and self doubt.

:

00:55:22,921 --> 00:55:23,911

It pushes you.

:

00:55:24,001 --> 00:55:28,711

The anxiety part basically convinces

me that it will not happen even

:

00:55:28,711 --> 00:55:32,731

though the like normal part of my

brain knows that it will happen.

:

00:55:32,881 --> 00:55:36,571

So it's like it, they both

exist within me for sure.

:

00:55:36,811 --> 00:55:39,481

But I think just even having the belief.

:

00:55:39,901 --> 00:55:40,861

That I can do it.

:

00:55:40,921 --> 00:55:42,271

And that like, it will happen.

:

00:55:42,721 --> 00:55:45,031

Is what drives me forward.

:

00:55:45,031 --> 00:55:45,661

I don't know.

:

00:55:45,841 --> 00:55:48,901

I wouldn't describe the part

of your brain that produces

:

00:55:48,931 --> 00:55:50,551

anxiety as not normal either.

:

00:55:50,581 --> 00:55:52,921

Like, oh, well, yeah.

:

00:55:52,981 --> 00:55:53,491

To yourself.

:

00:55:53,491 --> 00:55:57,421

I think that brands are complex and the

human experience is complex and right.

:

00:55:57,691 --> 00:56:00,061

You can have these coexisting.

:

00:56:00,151 --> 00:56:03,151

Yeah, things happening in your mind.

:

00:56:03,481 --> 00:56:04,951

And that's okay.

:

00:56:04,951 --> 00:56:08,011

It's just a choice of which one

you shine more light on which

:

00:56:08,011 --> 00:56:08,851

one you're going to listen to?

:

00:56:08,881 --> 00:56:10,621

Where are you going to cut the

volume up and where you're going

:

00:56:10,621 --> 00:56:12,361

to cut the volume down, right.

:

00:56:12,751 --> 00:56:12,931

Right.

:

00:56:13,321 --> 00:56:14,851

It's all it's so gray.

:

00:56:14,881 --> 00:56:16,981

I mean, everything isn't

so black and white.

:

00:56:17,041 --> 00:56:17,401

Right.

:

00:56:17,401 --> 00:56:20,281

And it is, it's like a, I think

of it like, you know, an old

:

00:56:20,281 --> 00:56:24,511

fashioned stereo where you can

adjust all these buttons and yeah.

:

00:56:24,511 --> 00:56:27,421

It's where you're going to cut the volume

up and where you're going to cut it down.

:

00:56:27,481 --> 00:56:28,651

Oh, I'm adjusting the buttons.

:

00:56:28,681 --> 00:56:29,191

Let me say it.

:

00:56:30,181 --> 00:56:31,141

They are twirling.

:

00:56:32,671 --> 00:56:33,301

I love that.

:

00:56:33,721 --> 00:56:35,491

, this podcast is a really great example.

:

00:56:35,491 --> 00:56:38,431

I had crippling anxiety.

:

00:56:38,971 --> 00:56:42,751

To this, like so many times I was

like, what the fuck are you doing?

:

00:56:42,751 --> 00:56:43,621

Like, don't do this.

:

00:56:43,621 --> 00:56:45,511

I almost pulled the plug

on this so many times.

:

00:56:45,841 --> 00:56:49,051

Now that we're recording

our 11th episode, it is.

:

00:56:49,981 --> 00:56:52,681

One of, if not my most favorite

creative endeavor I have

:

00:56:52,681 --> 00:56:54,781

ever done it is so rewarding.

:

00:56:54,811 --> 00:56:55,951

It is so.

:

00:56:56,821 --> 00:56:57,421

Amazing.

:

00:56:57,421 --> 00:57:00,811

And then getting feedback from people

that are also benefiting from it.

:

00:57:01,201 --> 00:57:03,211

It, I can't describe how good it feels.

:

00:57:03,211 --> 00:57:06,481

And none of that would have happened

if I had listened to that side of

:

00:57:06,481 --> 00:57:08,011

my brain, you know what I mean?

:

00:57:08,281 --> 00:57:13,051

Um, And at the end of the day, we're all

going to die and like, who actually cares.

:

00:57:13,381 --> 00:57:16,351

So I put out a podcast, even if it

wasn't successful, at least I could

:

00:57:16,351 --> 00:57:17,791

say I tried, you know what I mean?

:

00:57:18,071 --> 00:57:21,761

, but this goes back to the preparedness

and luck and just being able to

:

00:57:21,761 --> 00:57:26,411

kind of capitalize on something

you're prepared to, to receive, but

:

00:57:26,441 --> 00:57:27,491

everything is working out great.

:

00:57:28,421 --> 00:57:29,351

Congratulations.

:

00:57:29,381 --> 00:57:30,071

Thank you.

:

00:57:30,101 --> 00:57:31,121

It's so cool.

:

00:57:31,171 --> 00:57:35,191

Rebecca, is there anything else that

you would like to discuss while we.

:

00:57:35,298 --> 00:57:38,808

Well, you've got the listener's

ears yeah, well, I mean, early

:

00:57:38,808 --> 00:57:41,718

in the podcast, you asked me what

happens if you don't have a plan.

:

00:57:41,838 --> 00:57:42,618

Oh, yes.

:

00:57:44,478 --> 00:57:45,168

Yeah.

:

00:57:45,198 --> 00:57:48,768

The vast majority of people

never do estate planning.

:

00:57:48,798 --> 00:57:50,028

They never have a will.

:

00:57:50,118 --> 00:57:51,798

So most people die without a will.

:

00:57:51,798 --> 00:57:56,208

So if you don't have somebody in line

to make medical or financial decisions

:

00:57:56,208 --> 00:58:00,108

for you, if everybody's kind of standing

around at the hospital agreeing,

:

00:58:00,228 --> 00:58:02,418

um, then, then that's one thing.

:

00:58:02,418 --> 00:58:04,488

But if there's infighting

in your family, then.

:

00:58:04,758 --> 00:58:07,128

There's a court process where

the court determines who's

:

00:58:07,128 --> 00:58:08,808

best to make those decisions.

:

00:58:09,078 --> 00:58:09,558

Your body.

:

00:58:09,948 --> 00:58:10,938

It's called guardianship.

:

00:58:11,448 --> 00:58:14,478

And same if somebody needs to

access your money and you haven't.

:

00:58:14,538 --> 00:58:15,168

Oh my gosh.

:

00:58:15,198 --> 00:58:15,288

On.

:

00:58:15,318 --> 00:58:16,038

The power of attorney.

:

00:58:16,038 --> 00:58:17,388

There's a court process for that.

:

00:58:18,048 --> 00:58:21,468

And then if you die without a

will, then the state of Georgia,

:

00:58:21,468 --> 00:58:22,728

if that's where you live.

:

00:58:23,028 --> 00:58:26,148

We say the state of Georgia writes

your will for you because there's

:

00:58:26,148 --> 00:58:30,948

a law saying who your assets go to

if you die in various situations.

:

00:58:30,948 --> 00:58:33,798

So if you die and you are married

and you don't have any kids,

:

00:58:33,798 --> 00:58:35,418

everything does go to your spouse and.

:

00:58:35,448 --> 00:58:37,818

If you die and you don't have any kids

and you're not married, everything

:

00:58:37,818 --> 00:58:40,458

gets split 50 50 between your parents.

:

00:58:41,168 --> 00:58:45,068

, what I like to point out is if you

die and you have kids and you're

:

00:58:45,068 --> 00:58:48,068

married, everything gets split

between your spouse and your kids.

:

00:58:48,518 --> 00:58:48,908

Wow.

:

00:58:48,998 --> 00:58:52,478

And the state assumes that that's probably

what you would want, but in a lot of

:

00:58:52,478 --> 00:58:56,468

situations, like imagine that you you're

married and you have some kids together.

:

00:58:56,498 --> 00:58:58,238

Most people want everything

to go to their spouse.

:

00:58:58,478 --> 00:59:01,448

So it can be a very

unpleasant surprise when wow.

:

00:59:01,448 --> 00:59:06,098

Somebody dies unexpectedly with no

planning and suddenly the widow is

:

00:59:06,128 --> 00:59:07,958

sharing the house with the two kids.

:

00:59:07,988 --> 00:59:09,398

And we see that a lot.

:

00:59:09,578 --> 00:59:14,268

So another question, , I just don't

like, I've heard that this is a thing,

:

00:59:14,268 --> 00:59:16,788

but obviously I haven't had experience.

:

00:59:16,978 --> 00:59:20,098

, but when you die and let's say

you have like a bunch of debt.

:

00:59:20,758 --> 00:59:25,528

Does that go to the person who you

named you can't leave debt to anybody.

:

00:59:25,558 --> 00:59:26,908

So that's what I did in that.

:

00:59:28,048 --> 00:59:31,018

About your assets kind of gets, you

have to pay the debts before people

:

00:59:31,018 --> 00:59:32,548

get the benefit of your money.

:

00:59:33,178 --> 00:59:35,818

So, oh, that's why they say that.

:

00:59:35,878 --> 00:59:37,288

They're like, they're like, so.

:

00:59:38,008 --> 00:59:41,608

You, they have to pay the debts,

essentially because your executor

:

00:59:41,608 --> 00:59:44,458

can't distribute your assets

until the debts are satisfied.

:

00:59:44,518 --> 00:59:45,088

Generally.

:

00:59:45,178 --> 00:59:49,408

Oh, there's some little things that you

can do and federal student loans go away.

:

00:59:49,408 --> 00:59:49,858

If you die.

:

00:59:49,948 --> 00:59:53,968

So no one's responsible for

like your MasterCard bill.

:

00:59:53,998 --> 00:59:54,418

Yeah.

:

00:59:54,478 --> 00:59:56,248

Like something like that happening.

:

00:59:56,278 --> 00:59:56,518

Yeah.

:

00:59:56,578 --> 00:59:58,048

Well that can't leave your Amex.

:

00:59:58,318 --> 00:59:59,308

That's reassuring.

:

00:59:59,698 --> 01:00:00,328

Reassuring.

:

01:00:00,808 --> 01:00:03,658

But not payment would come out of the

assets that you're leaving to that person.

:

01:00:03,688 --> 01:00:05,398

If you have assets that you're leaving.

:

01:00:05,428 --> 01:00:05,728

Yeah.

:

01:00:05,758 --> 01:00:08,668

I mean, if you have a hundred thousand

dollars and you have a $20,000 credit

:

01:00:08,668 --> 01:00:12,448

card balance, the credit card is getting

paid and somebody is getting $80,000.

:

01:00:12,478 --> 01:00:15,808

I see, so the debts have to beat

the creditors, stand in line first.

:

01:00:15,808 --> 01:00:17,938

Now there's some exceptions to that.

:

01:00:17,938 --> 01:00:21,508

There's a special thing in Georgia

called year's support where a minor

:

01:00:21,508 --> 01:00:23,338

children and a spouse are entitled.

:

01:00:23,758 --> 01:00:27,118

To a year support before creditors.

:

01:00:27,148 --> 01:00:30,988

So if the estate is truly upside down,

the spouse and minor children can

:

01:00:30,988 --> 01:00:33,838

come in and say, well, we need this

money to live over the next year.

:

01:00:33,868 --> 01:00:34,168

Yeah.

:

01:00:34,378 --> 01:00:35,698

And kind of wipe out the creditors.

:

01:00:35,698 --> 01:00:37,738

So there's some protections

and some little things you got

:

01:00:37,768 --> 01:00:38,818

to talk to a lawyer about it.

:

01:00:39,118 --> 01:00:41,188

Generally speaking debts need to be paid.

:

01:00:41,518 --> 01:00:43,948

Taxes need to be paid before

people get the benefit of.

:

01:00:45,058 --> 01:00:48,508

Well, that's, it's reassuring to

hear because I just only heard,

:

01:00:48,538 --> 01:00:51,448

oh, the debts have to be paid

like, oh, the debts were left.

:

01:00:51,688 --> 01:00:54,718

And so to me, I'm like, oh my

God, like, yeah, this person

:

01:00:54,718 --> 01:00:57,208

has to pay this person's debts.

:

01:00:57,208 --> 01:00:57,538

Yeah.

:

01:00:57,808 --> 01:00:59,638

There's a lot of

misinformation out there about.

:

01:00:59,788 --> 01:01:00,238

Yeah.

:

01:01:00,448 --> 01:01:02,308

That's the cleared it up for me though.

:

01:01:02,338 --> 01:01:02,788

Yeah.

:

01:01:02,848 --> 01:01:03,268

Great.

:

01:01:03,328 --> 01:01:03,568

Yeah.

:

01:01:04,078 --> 01:01:04,528

Rebecca.

:

01:01:04,528 --> 01:01:08,108

What about, , sky miles and

points and little things?

:

01:01:08,678 --> 01:01:09,218

That's a good.

:

01:01:10,238 --> 01:01:13,208

Well, I mean talk about things that

are valuable, that you own that are

:

01:01:13,208 --> 01:01:14,498

locked behind a password, right?

:

01:01:14,558 --> 01:01:18,708

So technically, , all those

membership rewards types,

:

01:01:18,708 --> 01:01:21,108

things go away when you die.

:

01:01:21,228 --> 01:01:21,408

Okay.

:

01:01:21,828 --> 01:01:25,188

So transfer them out of the account before

you let anyone know the person step.

:

01:01:25,248 --> 01:01:25,758

Correct.

:

01:01:26,568 --> 01:01:28,488

So, wow, that's crazy.

:

01:01:28,728 --> 01:01:30,468

Have you transferred Delta points out.

:

01:01:30,738 --> 01:01:31,398

Sky miles.

:

01:01:31,698 --> 01:01:35,418

You got to have the password to Delta

and then you go in and there's a

:

01:01:35,418 --> 01:01:39,078

fee to transfer them, but you, you

can transfer them to another person.

:

01:01:39,258 --> 01:01:40,218

Oh, wow.

:

01:01:40,398 --> 01:01:41,778

But didn't you get points given to you?

:

01:01:42,138 --> 01:01:46,848

I guess I did, but I figured, I assumed

that he just like booked it for us.

:

01:01:47,058 --> 01:01:48,798

Like with his miles, I didn't know.

:

01:01:48,858 --> 01:01:50,268

There was like a transfer.

:

01:01:50,448 --> 01:01:53,268

Oh, well, I don't know exactly

how your specific scenario did.

:

01:01:53,298 --> 01:01:53,568

Yeah.

:

01:01:53,628 --> 01:01:54,558

That's what I assumed.

:

01:01:54,798 --> 01:01:55,938

I benefit from your miles.

:

01:01:56,088 --> 01:01:56,658

Cool.

:

01:01:56,688 --> 01:01:57,468

But so cool.

:

01:01:57,828 --> 01:01:58,968

If they know that they're dead.

:

01:01:58,998 --> 01:02:02,448

That's a very Ericka thing to do,

to write in her will like who.

:

01:02:03,318 --> 01:02:05,118

Like I'm leaving miles on the table.

:

01:02:05,418 --> 01:02:05,838

Right?

:

01:02:05,898 --> 01:02:09,108

You got to use the miles that,

you know, That's kind of a.

:

01:02:09,768 --> 01:02:13,878

I knew people like old school,

people who, um, saved up all their

:

01:02:13,878 --> 01:02:17,838

miles for retirement, you know,

they'd have 700,000 miles in there.

:

01:02:18,228 --> 01:02:20,058

In their account and

it's like, don't do that.

:

01:02:20,118 --> 01:02:20,658

You know?

:

01:02:20,718 --> 01:02:23,778

I mean, that's that they're not

guaranteed to keep those benefits.

:

01:02:23,778 --> 01:02:28,578

They could start expiring, use those

benefits as you earn them and enjoy your.

:

01:02:28,968 --> 01:02:30,918

Enjoy your life present moment.

:

01:02:30,918 --> 01:02:34,698

So many people put things off for

a future that may never come true.

:

01:02:34,728 --> 01:02:38,118

And I think that, that, that ties

back into the manifestation and all

:

01:02:38,118 --> 01:02:39,738

of your, your mindset towards life.

:

01:02:39,798 --> 01:02:41,748

It's like, all we have is the present.

:

01:02:41,778 --> 01:02:42,708

That's literally it.

:

01:02:42,858 --> 01:02:42,978

Yeah.

:

01:02:43,008 --> 01:02:44,148

Yesterday doesn't exist.

:

01:02:44,178 --> 01:02:45,198

Tomorrow's not guaranteed.

:

01:02:45,518 --> 01:02:47,258

, so yeah, exactly.

:

01:02:47,498 --> 01:02:49,688

The trips, give your

life, enjoy your life.

:

01:02:49,838 --> 01:02:50,198

Yeah.

:

01:02:50,528 --> 01:02:51,458

Carry an umbrella.

:

01:02:51,608 --> 01:02:53,168

Yeah, exactly.

:

01:02:53,498 --> 01:02:55,928

That's the thing it's like, Hey, save.

:

01:02:56,108 --> 01:02:58,298

I'm very, I'm kind of

obsessive about saving.

:

01:02:58,328 --> 01:03:02,468

I treated it as a bill, but everything

after that, I'm going to enjoy myself.

:

01:03:02,468 --> 01:03:03,188

I'm going to drive the car.

:

01:03:03,188 --> 01:03:03,638

I want to drive.

:

01:03:03,638 --> 01:03:04,778

I'm gonna carry a fancy purse.

:

01:03:04,928 --> 01:03:07,988

I'm going to go have a nice meal

and a nice cocktail because.

:

01:03:08,828 --> 01:03:09,338

Yellow.

:

01:03:10,658 --> 01:03:11,258

Yeah.

:

01:03:12,658 --> 01:03:19,138

, well, Rebecca, thank you so much for such

a insightful and interesting conversation.

:

01:03:19,138 --> 01:03:20,158

I know.

:

01:03:20,818 --> 01:03:23,938

I can actually think of lots of specific

people who are going to benefit a lot

:

01:03:23,938 --> 01:03:25,198

from listening to this conversation.

:

01:03:25,198 --> 01:03:26,998

I was going to say, I learned a whole lot.

:

01:03:27,848 --> 01:03:29,018

, and it wasn't that bad.

:

01:03:29,348 --> 01:03:30,578

See, it's really hard.

:

01:03:30,608 --> 01:03:30,818

Yeah.

:

01:03:31,238 --> 01:03:32,318

It's not that big of a deal.

:

01:03:32,318 --> 01:03:34,628

It's just like another

life thing you have to do.

:

01:03:34,748 --> 01:03:37,838

So you do make it, you do

make it easy to talk about.

:

01:03:37,868 --> 01:03:38,198

Yeah.

:

01:03:38,858 --> 01:03:39,968

Pretty smiling face air.

:

01:03:39,998 --> 01:03:40,898

You're like, okay, it's not.

:

01:03:40,988 --> 01:03:42,458

Like your positive energy.

:

01:03:42,488 --> 01:03:43,058

I dunno.

:

01:03:43,148 --> 01:03:43,568

Yeah.

:

01:03:43,928 --> 01:03:47,618

And there's nothing that, you know, Uh,

somebody like me, hasn't heard before.

:

01:03:47,648 --> 01:03:48,188

Yeah.

:

01:03:48,218 --> 01:03:51,248

People come in with a lot of shame

about how much money they do, or don't

:

01:03:51,248 --> 01:03:55,418

have strange mints in their family

or kids that have failed to launch.

:

01:03:55,418 --> 01:03:57,218

And there's nothing I

haven't heard before.

:

01:03:57,218 --> 01:03:58,898

And probably isn't in my family too.

:

01:03:59,048 --> 01:04:02,288

So I kind of roll , with whatever

it is that people come in, but it is

:

01:04:02,288 --> 01:04:05,288

nerve wracking to kind of have to get

emotionally and financially naked.

:

01:04:05,978 --> 01:04:07,958

Yeah, so we try and make it comfortable.

:

01:04:08,198 --> 01:04:12,608

We have a dog at the office, so, you know,

Oh, my gosh, who takes them home at night?

:

01:04:12,698 --> 01:04:13,028

I do.

:

01:04:13,058 --> 01:04:13,208

It's.

:

01:04:16,358 --> 01:04:17,018

I didn't know.

:

01:04:17,498 --> 01:04:19,268

I didn't know if it was like a.

:

01:04:21,338 --> 01:04:24,008

I just class hamster, I just had to check.

:

01:04:24,068 --> 01:04:25,958

I just had to check, oh my God.

:

01:04:26,318 --> 01:04:28,178

Well, it was like who's taking care of it.

:

01:04:28,238 --> 01:04:28,538

Wow.

:

01:04:29,018 --> 01:04:31,028

Um, if you would like.

:

01:04:33,278 --> 01:04:37,448

. I, if you would like to get financially

naked in front of Rebecca, I will

:

01:04:37,448 --> 01:04:41,798

link the information to her practice

in our show notes, , and probably

:

01:04:41,798 --> 01:04:44,828

to the Michelin guide and other

things that we've chatted about.

:

01:04:45,568 --> 01:04:45,958

, and yeah.

:

01:04:46,018 --> 01:04:48,268

And yeah, again, Rebecca,

thank you so much.

:

01:04:48,268 --> 01:04:50,068

This is an absolute pleasure.

:

01:04:50,098 --> 01:04:53,158

And, uh, if you're listening , please

feel free to follow us on social

:

01:04:53,158 --> 01:04:58,108

media at Clover club pod, and as

always Clover club listeners

:

01:04:58,108 --> 01:05:03,658

get 10% off@hawkinsandclover.com

with code Clover club, all caps.

:

01:05:03,748 --> 01:05:04,558

All caps.

:

01:05:05,578 --> 01:05:09,058

And yeah, we will, we

will hear y'all next week.

:

01:05:09,718 --> 01:05:10,168

Bye.

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About the Podcast

Clover Club
Curious conversations and stories intended to make you laugh and learn.
As a shop owner and hair stylist with an impressive number of stamps on her passport, Erika Audrey has heard or experienced it all. And she's ready to share. These real life conversations and stories will make you laugh, cry, and gasp- sometimes in the same episode! Join Erika Audrey straight from Atlanta gift shop Hawkins & Clover. Welcome to Clover Club.

Thank you-
Theme Song: Nick Pantano of Sound Space https://www.soundspaceatl.com
Branding: Shari Margolin https://sharimargolindesignco.com

Contact-
pod@hawkinsandclover.com

About your host

Profile picture for Erika Audrey

Erika Audrey

Erika Audrey, a luminous presence hailing from the vibrant city of Atlanta, Georgia, is not your ordinary hairstylist and boutique owner. With a zest for life that's as contagious as her laughter, Erika is poised to take the podcasting world by storm as she embarks on her latest venture.

Launching her debut podcast is a natural extension of Erika's multifaceted personality. With an uncanny ability to seamlessly weave humor into her conversations, Erika's laughter-inducing anecdotes and razor-sharp wit are bound to captivate listeners. Her intelligence shines through as she tackles a diverse range of topics, proving that beneath the laughter lies substance and insight.