Episode 15
Unmasking Entrepreneurship
Join host Erika Audrey in Episode 15 of Clover Club as she sits down with the insightful Rachel Baba of Seed Factory. In this candid conversation, they dive into the tough topics—cancer, the essence of life, and the often overlooked realities of small business ownership. Navigating the COVID era, EIDL loans, ADA compliance, and the daily grind of learning on the fly, come explore what it takes to do your best every day. Tune in for an honest and enlightening discussion that goes far beyond the surface of entrepreneurship.
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Reach out to pod@hawkinsandclover.com if you'd also be interested in forming a small business group, where we come together to discuss challenges and foster mutual growth.
Transcript
Welcome to Clover club.
2
:Uh, this is your host, Erica I'm
just, I'm so excited for my guest today.
3
:I, as soon as I started this podcast, she
was on my list of people where I was like,
4
:oh, I got to get her in the chair up here.
5
:, my guest is Rachel Babba.
6
:She owns a seed factory and she
is also a friend and a client and
7
:just overall awesome human being.
8
:And , we're going to get into
all sorts of topics today.
9
:So I hope you guys enjoy this
episode and let's welcome, Rachel.
10
:Hi, Rachel.
11
:Excited to be here.
12
:Thank you for having me.
13
:Okay, thank you so much for coming.
14
:Do you like my taco bell table?
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:I do.
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:I do.
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:Do you know the story behind it?
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:That you stole it out of a taco bell.
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:I wished that was the story.
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:That's way cooler than the story.
21
:Man.
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:I, time traveled to 1989, went into
a taco bell and hijacked this table.
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:And then I time traveled back.
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:To 20, 23 to put it in my podcast.
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:That's the story.
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:And I'm sticking to it, sticking with it.
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:I love that.
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:I'm already so energized.
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:so Rachel.
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:I was thinking about this
on the way over here.
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:We've known each other.
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:I think for at least 15 years, I think so.
33
:Yeah.
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:So yeah, we met, we met
in my early twenties, so.
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:A little while ago.
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:, and we became close while a mutual friend
was going through a cancer journey.
37
:And, uh, If you haven't had
that experience, that brings
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:you close to a lot of people.
39
:, The person who's sick almost
becomes like this anchor and
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:everybody in the peripheral.
41
:, Why what's the best way to describe it?
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:I feel like there's just like a
lot of like love and support and
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:community that is sort of blossoms
in a time of sadness and hardship.
44
:And I feel like my friendship with you
a really growing through that is one of.
45
:You know, a good thing to
come from something awful.
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:Sure, sure.
47
:I think everybody.
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:Yeah, everybody comes in
to help everybody kind of.
49
:Sets in.
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:And Trump wants to protect and
wants to be around this person.
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:Absolutely.
52
:I think you're, you're a doer,
you're an action oriented person.
53
:And so am I, and so I
think it was really easy.
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:, for me to connect with people like
you during that process, because it's
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:like, We don't want to sit around
and think about things and be sad.
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:It's like, what type of action
steps can we put behind, uh,
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:you know, this experience?
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:And it's just kind of crazy.
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:. So we had Rebecca Cummings on who is
a state and trust in Will's attorney.
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:And we talked a lot about what
happens when we die legally.
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:And why you need a will and what happens
if you don't have a will and just kind of.
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:Exposing a lot about the topic of
death that I think a lot of people,
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:if they're not forced to contemplate
it, I don't think about because
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:it can be really uncomfortable.
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:And I think for me, yeah.
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:Throughout my life.
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:Having had friends, especially
cancer, I think is, is.
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:Different than a suicide or old
age, or, you know what I mean?
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:There's just.
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:Because you get a heads up, Erica, we
did meet when a mutual friend was sick
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:and everyone came in close and wanted
to protect them and, . A lot of intense.
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:Relationships kind of formed around that.
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:The first people that I have shared
certain things with or people that I
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:got to know during that experience.
75
:Yeah.
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:So my brother has been diagnosed
with a stage four glioblastoma,
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:which is an aggressive brain cancer.
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:My brother is 53.
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:And had a child with
his wife late in life.
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:So they have a six-year-old daughter
and they live overseas in Switzerland.
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:So that's a lot of layers to try
to get to that person and, and do
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:the same thing, protect, you know,
Setting around them and protect them.
83
:And, I'm going to even
reference another podcast.
84
:But it was, um, I found it profoundly
helpful in the first moments of diagnosis.
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:When you're, I'm trying to
take care of my parents.
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:I'm trying to.
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:Take care of my brother.
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:I'm trying to get over there.
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:I'm trying to make sure that my
business that I can step away.
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:Yeah.
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:And I'm not sure how I found it,
but it was Anderson Cooper, CNN.
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:And it was called all there is.
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:And I say it was because
it was very short.
94
:It was maybe a seven or
eight episode podcast.
95
:Okay.
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:And the entire thing is about grief.
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:Oh, wow.
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:And, , I found it so powerful
and ironically, I listened to
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:it in the car, driving home.
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:Yeah.
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:Not, not a terribly spiritual
place, but it was private.
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:And I could have my own kind of
reaction and it was never a reaction
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:that I needed to pull off the road, but
some were really tender and poignant.
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:And a lot of what he talked
about was anticipatory grief.
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:, and I were highly recommended to everyone.
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:Yeah.
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:I will immediately download that.
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:Yeah.
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:It was well done , And.
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:I think when you get a
diagnosis like cancer or, or.
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:Another, , Kind of.
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:Relationship, you know, you're,
you're entering into this.
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:And in some cases you are
told, this will be the thing.
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:Yeah.
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:And it takes you a while to wrap
your mind around the fact that.
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:Like at first, you, you kind of react
like this is the thing that's that.
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:And then you.
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:You.
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:Just start to work your way into it.
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:You have to, and then you realize, oh,
we're still here where we're doing this.
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:With cancer.
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:We're living with cancer.
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:And I think that.
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:Was sort of, that was a pretty profound.
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:Description.
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:To me.
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:,
I think, , this episode is going to air in November, Thanksgiving.
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:Yeah.
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:Nothing makes me more thankful for
the little daily present moments.
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:Then having experienced.
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:Loss and especially, I don't, again,
there's something specific about
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:cancer because you have not necessarily
always a lot of time of a heads up.
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:It really depends on the type.
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:Right.
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:But I'm, I'm thankful for those
experiences because they really
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:permanently there's science behind this.
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:It permanently changes your neurochemistry
to, to go through that, like beginning,
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:middle end, that whole process.
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:, and so I I'm, I'm thankful
that I have witnessed this.
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:I'm thankful that I know people like you
who are comfortable sharing their stories,
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:because I know there are people listening
who haven't experienced this yet, but.
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:You will.
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:I mean, lucky you, but.
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:You're going to get
bad news at some point.
145
:, I just this weekend, , I have
one of my favorite clients.
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:She's, she's gotta be in her mid fifties.
147
:She came in and, , She's been diagnosed
with stage four liver cancer and I a.
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:Learn this information in a
professional setting and it was.
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:It was very difficult to get
that news because I love her.
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:She's amazing.
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:And, you know, it's so interesting to
think that eight weeks ago I saw her
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:and she's just bubbly and full of life.
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:And we're talking about shopping and I
showed her this necklace I really liked.
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:And she got it too.
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:And a.
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:The fact that that can be growing
inside of you and that you can not find
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:out until there's a number four after
it is just in comprehensible to me.
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:And it's easy for your
mind to go straight to a.
159
:The impending worst phone call, but
you're so correct that the time that you
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:have in between, it's so important to a.
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:And just squeeze every drop out of it.
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:Absolutely.
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:And just like we've seen before.
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:So, so in my brother's case,
he's doing really, really well.
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:So it's it's you ha you go through
these little mini shifts as you
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:move through this, where oh.
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:Everything's okay today.
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:And.
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:And you just keep moving through
these it's like, time becomes
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:less of a broad, long thing.
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:Yeah.
172
:And more of a short.
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:You know, incremental thing.
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:Yeah.
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:And, and I think.
176
:, I'm not sure how I feel about
that whole live everyday.
177
:Like it's your last, I
almost feel like that's.
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:A very difficult thing
for the human mind to do.
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:It's a lot of pressure.
180
:Yeah.
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:And what does that mean?
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:Yeah.
183
:Does it need to be
something so magnificent?
184
:As, , I'm you know, the proverbial
climbing Mount Everest, or is it.
185
:Just that simple clarity
about what matters.
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:What doesn't what I have
control over what I don't.
187
:Yeah.
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:What I can do, what I can't.
189
:Yeah.
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:It's really a life lesson when
you, or, or someone very close
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:to you has a diagnosis like that.
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:Because it.
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:It does shift.
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:There's a lot of sort of
tectonic shifts that happen.
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:, And then you still get up.
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:You still move forward.
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:You go through treatment.
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:You know, you do what you can.
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:And you're still, you're still in it.
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:You're still, it's like a
backpack that you can't take
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:off, but people don't see it.
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:, and it's.
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:Interesting earlier this year in February,
my grandfather passed away and he was
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:98 years old, lived an amazing life.
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:I mean, it's.
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:He, he had a good, , and my family,
you know, we got together and we went
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:to lunch that day and we went to a
restaurant that we've been eating at
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:since I was a baby and a bassinet.
209
:And we just had lunch as a family.
210
:And, , all of us had
just experienced this.
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:It came as a surprise.
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:So we have this surprising, you
know, Permanent change to our
213
:lives, but from the outside,
we're just a family having lunch.
214
:And I think when you experience things
like that, to me, it makes me so much
215
:more compassionate because you never
know when you see somebody, you know,
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:Turn without a signal or, , taking
too long in line at the grocery
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:store, these irritating little things.
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:I really try.
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:And I don't, I'm not always
successful at it, but I try really
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:hard to be like, I don't know what
type of day this person is having.
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:Yeah.
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:But I like to kind of carry that
with me of giving people, grace,
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:and just like, what if this
person just had got horrible news?
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:What if this person's
experiencing something that.
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:Why would, I know, you know what I mean?
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:, and I think it's easy to, uh, have a
little bit of like a saltier lens maybe.
227
:When you haven't been forced
to deal with stuff like this.
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:And you and I, in particular, I
mean, we have a lot of mutual friends
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:who have also experienced this.
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:, it's kind of interesting, actually it, my
mom said to me once she was like, I can't
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:believe how many people, you know, who
have passed away, not just from cancer.
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:, and I'm not even 40 yet
and it's fucking tough.
233
:Yeah.
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:It's fucking tough.
235
:, I don't know if this is
an insensitive pivot, but.
236
:Being a solo, small business
owner is also tough.
237
:And there are also things
that you deal with in that.
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:And I think that there are kind
of some takeaways and carry overs.
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:, that helps support me as a
business owner that I've learned
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:through observing people's lives.
241
:You know, Maybe coming
to an early conclusion.
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:, do you feel that way?
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:Like, do you feel like having
gone through this with our mutual
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:friend and now with your brother?
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:, does it change the way you look
at or approach your business?
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:I think it,
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:,
Yes.
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:Yes.
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:Um, Uh, I think.
250
:Trying to think of the
right way to phrase it.
251
:There's a, there's a lot more that I.
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:Let go of you have.
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:There's a lot more that I'm
like, it doesn't matter.
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:It does.
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:But it doesn't.
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:Yeah.
257
:And that's not, you know,
we're not doing it any better.
258
:We're just trying to do
it the best we can, right?
259
:Absolutely.
260
:I think for me over the past year is just
a lot of letting go of little things.
261
:Um, and I would describe myself
as a fairly controlling person.
262
:Yeah.
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:And I think, , I think that's
one of the reasons why I.
264
:Went into business for myself
was that then I could kind
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:of exercise those things.
266
:Those urges.
267
:And, um, and really work at making
something the best that I could make it.
268
:Yes.
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:, and it also has a lot
of time behind it now.
270
:Right?
271
:So the store is 20 years old and
there's a lot of things that we can.
272
:Kind of let, let.
273
:Not be on autopilot, but just,
they're just, it's smooth.
274
:Yeah, right?
275
:Yeah.
276
:And I think, , you know,
if it's purple, not green.
277
:It's okay.
278
:What.
279
:Whatever it is.
280
:I can't, I can't even think of
a, good example at the moment.
281
:I just feel that there's a lot of
things that, , and, and to your point,
282
:even being salty with someone in
line or in traffic or whatever, Yeah.
283
:There's there's.
284
:Those are two very different examples.
285
:One carries with it, a.
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:Threat the other.
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:Not so much.
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:But even in those areas, I've
just found it's all good.
289
:Yeah, it's \ It's not worth
sweating, not worth it.
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:Yeah.
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:It's just literally not worth it.
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:Yeah.
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:I shared a story a couple of
episodes ago about a lady that
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:I saw littering and traffic, and
I said something to her and now.
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:I wouldn't say a damn thing.
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:I'd just be like litter away.
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:Like I'm not getting shot over this.
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:I'm not going to , get a feathers ruffled.
299
:, I just, I don't know why, man.
300
:I think, I think the other thing
is, is there something that I can
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:share or something that I can do,
that's going to change that right.
302
:Can I, I mean, it sounds like it's not in
a position where I can even kind of swoop
303
:behind and pick it up or take care of it.
304
:Yeah.
305
:So it's almost like what
is, is my reaction to this?
306
:Going to create any benefit.
307
:Just amplify what's already happening.
308
:Yes.
309
:And I that'd be an amplifier.
310
:Yeah.
311
:That whole thing.
312
:Maybe that's the, what I'm
really trying to get to.
313
:That's the thing that's become.
314
:So achingly clear.
315
:Yeah, absolutely.
316
:Yeah, absolutely.
317
:Agree with that.
318
:, It's.
319
:I mean, you've been in business.
320
:For an impressive amount of time and
you wouldn't have that track record,
321
:if you weren't good at what you do.
322
:Right.
323
:, but it's interesting even 20
years and to think of evolving
324
:mindsets and approaches and.
325
:Uh, I think that's something.
326
:, I think he even wrote this
down in my notes that.
327
:You can't be a successful solo business
owner, if you aren't flexible and
328
:open-minded and willing to adapt because
there's no room for rigidity in this.
329
:Yeah.
330
:, that's the that's the great irony,
I think, is so many of us think.
331
:No, I really want it to be
specific to, to what I want.
332
:And I want to control these components
or, or, you know, , the environment.
333
:Yup.
334
:And I think, going into business
for yourself as one of the.
335
:Least opportune places
to control everything.
336
:Kind of design everything.
337
:The grand scheme, but I think.
338
:You're constantly pivoting.
339
:And, and sometimes when I think
back on that time span of having
340
:a children's store that long.
341
:It's been several different
businesses within that time span.
342
:And in the, you know, when we opened, I
had a cash register and a carbon notepad.
343
:And that's how we rang people up.
344
:Good Lord.
345
:Um, And.
346
:Not.
347
:It's so 1986, my husband would say.
348
:, did you open in 1986?
349
:I was like, wait a minute.
350
:I was born then.
351
:That was the year that I
graduated high school, Erica.
352
:Sitting at this very taco bell.
353
:Booth in Chamblee, Georgia.
354
:Um, no, 2002.
355
:Okay.
356
:, But I think there was no internet.
357
:I mean, yes, but.
358
:But not in there.
359
:At prestigious universities.
360
:Crazy big corporations.
361
:Nobody on the scale of retail
that I was in was, was using
362
:a POS system at that time.
363
:Right.
364
:Nobody was doing business by
email at that time, again, not
365
:at that, not at that scale.
366
:Yeah.
367
:Just like a true classic
brick and mortar store.
368
:Got it.
369
:And then I think, all of the women that
I've had the opportunity to work with in
370
:the store have all kind of planted there.
371
:You know, imprint and their
fingerprints on the store.
372
:And I can remember one woman
saying , we gotta be on Facebook
373
:and we've got to have a blog.
374
:And I was like, if you'll
help me, we'll do it.
375
:Yeah.
376
:And then there were other
times where we were leaner on.
377
:Crew and someone would say, let's do
Pinterest and I'd be like, absolutely not.
378
:Yeah.
379
:Because if anything changes
right now, that'll be all me.
380
:And I can't commit to that.
381
:So that whole sort of that.
382
:You know?
383
:Yes.
384
:, and now it's, it's almost the
opposite and I think we're even
385
:in a moment where it's like, We're.
386
:Re-inventing again.
387
:Yes.
388
:, and trying to.
389
:I feel like we've exhausted.
390
:Everything we need to do on social media.
391
:Yes.
392
:Now, what do we do?
393
:So.
394
:It's a podcast.
395
:Right.
396
:It's the new Pinterest.
397
:Um, and, and.
398
:And yeah, a lot of times I've
thought about the number of women
399
:that I also, you and, and Amy at an
aviary or, or Kristen at Rose Finch.
400
:Not that I'm just going to the spas, but.
401
:Annie it star and just these other
women in business that I talk with.
402
:And I think man, somebody should
really set up like some sort of
403
:council or some sort of, can we make
that happen because that's a very
404
:flattering list of women to be in with.
405
:Um, for sure.
406
:And I know other people that
I would add to that list.
407
:I think, well, there's, , I like, I
went into a, I went into a young woman.
408
:I went into her business.
409
:It's fairly new.
410
:We don't know each other well,
but recognize each other.
411
:Okay.
412
:Waived.
413
:I was excited to be there and try.
414
:And she came out and just sort
of was like, what do I do?
415
:And, and, and told me a couple of stories
and we didn't really have time to get into
416
:it, but I was just like, boy, I would've
loved to have given her, , Some thoughts.
417
:, And maybe it would help, you know, Sure.
418
:But I feel like you haven't heard that.
419
:The number of things that have happened
in 20 years where my learning curve
420
:was straight up and down, dude.
421
:There's no handbook for this.
422
:And there literally are,
but there's no handbook.
423
:That's gonna teach you everything
you need to know because each
424
:business has its own unique set
of circumstances and challenges.
425
:And, and expectations.
426
:Absolutely.
427
:And at the end of the
day, it all falls to us.
428
:And I find myself, especially since
I've pivoted into more of a retail
429
:based business, , uh, Struggling
with striking the balance of handing
430
:over power and responsibility to
my employees and trusting them to
431
:do the job I've hired them to do.
432
:But also knowing, like you
said, if something happens
433
:to them, fuck that's on me.
434
:, do I have time for this?
435
:I think that there's this, glorification
or romantic, this is what it is.
436
:It's a romanticized concept
of what it's like to be.
437
:A female brick and
mortar retail shop owner.
438
:Sure.
439
:Um, I just rewatched, if
you seen practical magic.
440
:Uh, ages and ages ago.
441
:So I realized this.
442
:, they played it at the Plaza the
other night for Halloween, and I
443
:went with a girlfriend to see it.
444
:And Sandra Bullock's character opens
this little potion shop and just like
445
:adorable little new England town.
446
:And I think that literally
planted the seed in me as a kid
447
:of just like that looks so cool.
448
:Like I want to go to a cute little shop
where I can control the aesthetics of it,
449
:and I can just make people happy all day.
450
:And I think from the outside,
everybody would be like, yeah, you are.
451
:But what they don't show in that movie
is like the taxes, the business life.
452
:Sure.
453
:All of this crazy shit that you only find
out you did it wrong when you get an angry
454
:phone call or a letter from somebody.
455
:Yeah.
456
:It's really tough.
457
:And like, I, the learning curve
couldn't be more vertical.
458
:Yeah.
459
:It's tough.
460
:And I think the other thing
that's interesting is I
461
:think we also have this idea.
462
:Well, there's a lot of.
463
:Um, We're about to crack
the can on this one.
464
:There's a lot of things that I
think are happening that are really
465
:interesting in business right now.
466
:Like people would look at us and say,
oh, those are two small business owners.
467
:Yes.
468
:And we are.
469
:But it's interesting that the
small is typically a finance
470
:or a financial qualifier.
471
:Yeah.
472
:but I do think that we collectively
are now approaching businesses
473
:with a set of expectations.
474
:That are neither big nor small.
475
:We kind of are approaching
all businesses with the same.
476
:Expectations, absolutely reuse the word.
477
:And I think those expectations are going
to be different for different people.
478
:But I think they're very rarely about.
479
:Um, this is the scale of this business.
480
:So, what can I expect?
481
:You know?
482
:Yes.
483
:And is that even, I don't even
know that that's the responsibility
484
:of a patron to go in and.
485
:Yeah, I know exactly what
you're meaning gets it.
486
:Whether it's a national brand that goes
into, , a development that a business
487
:like yours or mine would be in.
488
:Or a local business, the expectations
are kind of the same and we don't
489
:have the same resources, but we don't
have a budget for paying people to
490
:put together amazing viral tech talks.
491
:Right.
492
:And all of the stuff that.
493
:You know, I, uh, There's a constant
navigation of which horse do you jump on?
494
:Which horse do you let leave?
495
:Cause we can't do it.
496
:All right.
497
:, but optically, we need to look like we do.
498
:Um, Yeah, I think, , and back
to that piece about just our,
499
:like, if, if you walked into.
500
:Seed factory.
501
:Or if you walked in to target.
502
:Two vastly different retailers.
503
:Fastly, what would your expectations be?
504
:Like you're, you're looking for a shirt.
505
:You're going to get a gift.
506
:Go.
507
:I honestly, my expectation will be higher
from you and it's almost unfair, right?
508
:Like you don't have the ability.
509
:I mean, like the Royal, you have
like a small retailer, right.
510
:But you don't have the staffing of
that, but I would, I expect more
511
:of a personal connection when I'm
shopping with a local business.
512
:I expect, , Not necessarily the same.
513
:Color options or size options.
514
:I expect like a more curated.
515
:Uh, specialized, uh, Group of offerings.
516
:But I think my expectations for
my experience as a customer are
517
:actually higher in a local business.
518
:Cause I'm like, there's still a human
being who has their finger on this, as
519
:opposed to a big corporation where this
is all just kind of on autopilot, right?
520
:It's interesting.
521
:I think, I feel similarly.
522
:And I don't know if that's just because of
the space that we occupy during the day.
523
:Yeah.
524
:If I, my expectation, I don't need
them to have a stellar tick talk.
525
:Right.
526
:, I'm not looking to them for those things.
527
:I need them to be.
528
:Accessible.
529
:Someone if I have a question
or if someone can help me.
530
:Absolutely.
531
:And just kind absolutely.
532
:Nice smiling face where you
feel like you're welcome.
533
:And, , like you, yeah, just
feeling welcome in a space.
534
:Yeah.
535
:And often I will want to look
for what I want to look for.
536
:Yeah.
537
:But I may seek someone out to break down.
538
:Where would I find
children's white t-shirts or.
539
:No, that kind of thing.
540
:Yes.
541
:Or, Hey, I've narrowed it down to these
two, which do you find to be the most.
542
:Popular.
543
:Crowd friendly or whatever.
544
:Yeah.
545
:, but I think there's also benefits too.
546
:I mean, your store is hyper
curated and the best way.
547
:I mean, if you haven't shopped at
seed factory, please check Rachel
548
:shop out because it is gorgeous.
549
:I mean it's so.
550
:Uh, a big chain retailer cannot
accomplish what you have done.
551
:, and it's easier to say no
to things when you're small.
552
:So people come in and they're like,
oh, you don't have enough men's stuff.
553
:And I'm like, I know I have some like
men can a hundred percent shop here at
554
:men are more than welcome to shop here.
555
:But they're not my hero customer
or like my customer archetype.
556
:And as a small business, I can
say , no, this is my curation list.
557
:Here's the reason why that's that?
558
:But big companies, I feel like
are under a really big microscope
559
:on, , well, the main, the main
reason for us would be budgetary,
560
:you know, Absolutely cost of goods.
561
:Can't be that high.
562
:, Especially because there's not.
563
:but enough, like a thousand
square foot retail space, you
564
:only have so much storage room.
565
:You only have so much floor space.
566
:There's only so much you can do.
567
:Yeah.
568
:, and there's only so much you can purchase.
569
:Absolutely.
570
:Yeah.
571
:Absolutely.
572
:You have to make those choices.
573
:Yeah.
574
:Yeah.
575
:Yeah.
576
:, I did an episode with the
two dudes that opened up this
577
:retail shop right behind me.
578
:And, uh, , we were talking about like,
God, the upfront cost of the inventory
579
:alone and the amount of money just
sitting on shelves at all the time.
580
:I mean, thousands of thousands, sometimes
hundreds of thousands of dollars.
581
:Yeah.
582
:, It's got to come from somewhere
and that's shifted since COVID.
583
:And before COVID most of your most vendors
would offer some sort of payment terms.
584
:I can buy this line in.
585
:And then give it 30 days to begin to
generate some revenue before I have to.
586
:Absolutely pay for it.
587
:Right.
588
:And, I remember that fall
of:
589
:it's Cod now that's right.
590
:And it was, get the money up front.
591
:I don't want to have.
592
:Are you kidding me?
593
:Yeah.
594
:, that's a big, that's a massive change
to the way our businesses operate.
595
:Yeah.
596
:So on that note, going back to
:
597
:really interesting things happening.
598
:I don't remember the specifics
and you may not want to.
599
:Discuss this, but, um, let's
see, there was a small business
600
:administration offered.
601
:Ah, let's get into this relief loans.
602
:It was called the COVID
idle loan emergency.
603
:Economic disaster.
604
:Thank you.
605
:, And that I remember being
sent out, um, in early April.
606
:Yep.
607
:Before PPP was even mentioned.
608
:Yup.
609
:That was the first wave.
610
:Yep.
611
:So, , I talked to my accountant.
612
:I talked to my family, I talked
to other business owners and
613
:I ended up taking one out.
614
:I didn't take the full
amount they were offering.
615
:I scaled it back.
616
:Yeah.
617
:, But I took that.
618
:And essentially that was that.
619
:took care of that spring
season that we were closed.
620
:Um, how long were you close to her?
621
:Two and a half months.
622
:Yeah.
623
:Yeah.
624
:, And it's amazing.
625
:The, that sounds so.
626
:Little, you know, But it's
using the income in the pond.
627
:Yeah.
628
:, And we have, , I mean, we have a brick
and mortar store one, and then we have an
629
:online store, but the things that we sell
in both of those are completely different.
630
:Isn't that interesting.
631
:And it was never one where I was buying.
632
:So much inventory for the web
store it's always been shared.
633
:So it's easy to have those
things represented in the store.
634
:Right.
635
:But for the most part, we
sold them more readily online.
636
:It was a lot of our, , Waldorf
and Montessori wooden toys.
637
:Open-ended wooden toys.
638
:Love those.
639
:, but in the store we primarily sell
children's clothing and books.
640
:Yeah.
641
:, And so what was interesting is as soon
as the door closed on March 14th,, we had
642
:this shift and then people were contacting
us and they wanted the wooden toys.
643
:And so we began to sell that.
644
:We just don't have as much inventory.
645
:, and.
646
:Now we can't get our hands on anything.
647
:Right.
648
:Cause.
649
:Everywhere else has shut down too.
650
:And so now I'm like, but
what about all these clothes?
651
:Totally.
652
:Like now we have two.
653
:How about a onesy?
654
:, you like to raps?
655
:So got you.
656
:Um, and so that was really
interesting because we had to
657
:sort of adapt to, to survive.
658
:Absolutely.
659
:And then, because the PPP was really.
660
:, Proportionate to your regular payroll.
661
:You know, the, the.
662
:Previous year , not calendar year,
but the previous 12 months of payroll.
663
:Right.
664
:So our PP P wasn't that.
665
:Outstanding.
666
:It certainly wasn't going
to pay for that inventory.
667
:Nope.
668
:, so nice little bandaid on things.
669
:Yeah, but yeah.
670
:So now here we are.
671
:Repayment began on that COVID idle loan.
672
:Yup.
673
:And it was the sort of
thing that it was either.
674
:. I tell everybody they have to go
home today and they don't have a job.
675
:And we just sort of drown.
676
:Or I take out this relief loan
and, Maybe we can continue.
677
:Right.
678
:And I can affect.
679
:I remember talking to my accountant and
he was like, what's a 30 year repayment.
680
:And I was like, that sounds great.
681
:Cause you know what, it's not today.
682
:Exactly.
683
:But I didn't really have any time or
clarity to think about, am I going to be.
684
:Doing this when I'm 80, right.
685
:So., the, the year rolls through and
in may of:
686
:And I paid on that for a year and a half.
687
:I've never had any direct
contact with the SBA.
688
:I got a letter in the early
days just saying heads up.
689
:This is starting and I
set up the auto-draft.
690
:That was kind of the end of it.
691
:And then, , at the end of 2022 or working
on corporate taxes and my accountant says.
692
:Do you realize that that $10,000
that you've paid back towards that
693
:loan has gone entirely to interest?
694
:And I was like, well, that's not.
695
:That's not how I understood that.
696
:I understood that it was going to be
a 3% interest rate, but if they're
697
:doing that, that suddenly taps it up
to a 6% interest rate, that's very
698
:different than what's written on paper.
699
:So.
700
:I reached out to someone at the SBA
and I didn't, I couldn't get anyone.
701
:At this point, they're trying
to shutter that program.
702
:As quickly as they can.
703
:Yeah.
704
:And now it's impossible to get anyone.
705
:They literally closed the office.
706
:Right.
707
:Literally shuttered that office.
708
:So, um, Yeah.
709
:So I stopped paying, , because I
thought, well, now I just can't
710
:get anyone to return my calls
to discuss the terms of this.
711
:And then I was like, I think.
712
:I think I have just an
ethical dilemma with.
713
:An emergency relief loan.
714
:And I, I know they're
not limited to COVID.
715
:These would be given in times of.
716
:Hurricane in a coastal town.
717
:Or, or tornado or, you know,
other other event that could be
718
:devastating and people would have
to close for a long period of time.
719
:Right.
720
:What the hell is that?
721
:Why are they charging interest on a relief
loan that they're giving to a business?
722
:So that you can stay open.
723
:You've asked me to close I've closed.
724
:And now, , We opened
with a boot on my neck.
725
:Your.
726
:And you're, you're
earning money off of this.
727
:Yeah, it's fucked.
728
:So I have some.
729
:I have some issues with it, for sure.
730
:And I literally like I've contacted
Senator offs, offs office.
731
:We went in and sat with them.
732
:They were very responsive.
733
:It was not only myself, but a couple other
business owners that happened to be women.
734
:Yeah.
735
:At some point, my accountant contacted me.
736
:And said, if you go back in, if y'all
have another meeting, can I join?
737
:He said, all of my businesses are
reaching out to me and I have no council.
738
:I can't get anyone at the SBA.
739
:Yeah.
740
:So not to, not to disparage the SBA, but.
741
:You just can't, it's just, um, It's empty.
742
:Yeah, there's nothing.
743
:You can't get anything.
744
:So you can't discuss it.
745
:You can't.
746
:Ask for an audit like they
did in the case of the PPP.
747
:Right.
748
:You know, come in and look at exactly
how we use these funds to see if
749
:there's some other compromise.
750
:Talk to us office office about doing.
751
:Community service as a
means of paying it off.
752
:I was like, help me, help me get to them.
753
:And discuss any other option.
754
:But this, . Financial burden has,
has just been, we've just been
755
:dragging it along since, COVID.
756
:Yeah.
757
:And.
758
:I don't know what to do with it.
759
:Well, and I don't think you're
supposed to know what to do with it.
760
:Right?
761
:It's like you, as a small business
owner made a choice that was the best
762
:choice for you to make at that time.
763
:Along with thousands and thousands and
thousands of other small business owners.
764
:And it makes me wonder if you can't
even get someone on the phone,
765
:who's monitoring the repayment of
these loans in the first place.
766
:Oh, I don't think anyone is.
767
:What, what happened if you
just straight up stopped?
768
:Um, I have.
769
:And she's here to tell about it.
770
:And my cell phone number is no.
771
:I have, and I've reached out and
I've reached out to the senator's
772
:team and been told repeatedly that
they've reached out on our behalf.
773
:And we should be expecting the
call, but that's been going on
774
:for seven or eight months now.
775
:Dude.
776
:So, , you just get silence
for a little while.
777
:There were like, , I
want to say two months.
778
:in the spring, we got some robo calls.
779
:, Those have stopped and it, and I asked
the team at, , Senator Ossoff's office.
780
:I was like, I would be curious to know
how many of these loans were given
781
:out and how many have already closed?
782
:How many businesses have already closed?
783
:Um, and they didn't, I mean, they,
that wasn't their specific tasks, so
784
:they didn't have an answer for that.
785
:But it is a curious question.
786
:Yeah.
787
:Yeah.
788
:The true cost of all of that.
789
:Yeah.
790
:Yeah.
791
:Rachel, you're happily married, but
there is a term if you're single
792
:called matching energy and when you're
dating somebody, it's like, you want
793
:somebody who matches your energy.
794
:, and so I think this is a good
opportunity to practice that with.
795
:The SBA.
796
:And like, if your energy is leaving me on
red, I'm going to do the exact same thing.
797
:Yeah.
798
:Yeah.
799
:Yeah.
800
:It's just not worth it.
801
:Yeah.
802
:It's wild, but it's, and the whole
reason that I initially contacted them.
803
:Was because even a year and a
half in of repayments, , I was
804
:like, I need a breather on this.
805
:So I reached out to them to sort of.
806
:See if there was some financial
hardship that you could press
807
:pause for a moment, right.
808
:And like I said, I just never,
I never got anything back.
809
:So.
810
:oNce I realized it was a little,
what was written on paper was
811
:different than what was being
practiced with the interest rate.
812
:I was like, just pause.
813
:Just everybody.
814
:Pause.
815
:Until, Till we know what's going on.
816
:Yeah.
817
:Yeah, absolutely.
818
:It's so stressful and
there's so many moments.
819
:My business has been open for
half the time that yours has.
820
:But I think of all of these little
moments where I was dealing with some
821
:sort of big, scary entity, whether
it's my landlord or the government
822
:or whatever, and just overwhelmed
and trying to do the right thing.
823
:But there's really not a lot of clear
guidance and it feels intentional.
824
:It feels.
825
:I'll go as far as to say a bit predatory,
because so much money is made off of
826
:interest off of fines off of us, not
knowing what to do, and it's not.
827
:, it's a crime of nothing, but
it's, what am I trying to say?
828
:It's not negligence.
829
:It's literal ignorance.
830
:You know, it's like, we don't
know, but we don't know.
831
:I think the assumption is that if you're
a business, then you've got council.
832
:I have an accountant, but I don't,
I don't keep a lawyer on hand.
833
:That's not a business.
834
:Vulnerability to admit that,
but I can remember the year
835
:that, gosh, when was this?
836
:This was pretty early on
because when I first opened
837
:the sales tax rate was broader.
838
:I want to say it was
7%, something like that.
839
:And then they ended up layering
in the city of Atlanta.
840
:To Fulton county.
841
:And so you have the two sort
of multiple jurisdictions.
842
:And I can remember.
843
:Doing some cleanup at the end of the year,
just financial stuff and realizing that
844
:the sales tax payable that I had entered
was different than what I had been paying.
845
:I don't know.
846
:And it was, it was, I assume
you weren't paying more.
847
:I was not.
848
:Um, And it, was one of those things
where, the department of revenue
849
:had really done no outreach To let
businesses know that now there's this.
850
:New layer of sales tax.
851
:It's coming in on top of the old layer.
852
:And so I was responsible
for a year's worth of.
853
:A percent and a quarter of sales
tax, and it just so happened that.
854
:That was a moment in time when, when
the business could pay off the penalty,
855
:you know, And I remember calling
the department of revenue and just
856
:saying, if I pay everything at once,
can I avoid penalties and interest?
857
:, if I clean it off right now, And they did.
858
:Good.
859
:But it was just like, how do I know
if this is going to happen again?
860
:Uh, and some version of that.
861
:Well, yeah.
862
:And it's not the first time
something like that's happened and
863
:it's not the first time that, uh,,
government agency essentially has
864
:said you have to come to our website
periodically and just stay informed.
865
:Okay.
866
:That's easy enough.
867
:Are there websites.
868
:True.
869
:Um, hold.
870
:Eight point font.
871
:Doesn't do it for ya.
872
:I think in the grand scheme of all
the things that you want to design and
873
:you want to control in your business.
874
:There are so many things that you're,
, I didn't, I didn't open a children's
875
:store because I was a business major.
876
:I.
877
:Because you love compliance.
878
:A stickler for compliance.
879
:It's totally, I am a creative and
that's what I wanted to do with it.
880
:So naive, whatever.
881
:, There are some learning curves
in there that are expensive.
882
:And like you said, there.
883
:Absolute vertical inclines.
884
:And they also layer in to the number
of things that a business owner.
885
:Smaller large, but the large
ones typically we'll have a team,
886
:you know, in place to do so.
887
:Yeah.
888
:So now every January I'm scrolling
that website just to make sure.
889
:You know, , and there's a
lot of things like that.
890
:They didn't always have the city
of Atlanta business license.
891
:You had your state registration.
892
:But then at some point they
started the actual city license.
893
:And that was another
one of those instances.
894
:Yeah.
895
:, and , so it's difficult because you do
have to be., Nimble your own agent, your
896
:own advocate in a lot of these areas.
897
:, and one of the newest ones is, and we got
ahead of this, but is the ADA compliance?
898
:For your website, Erica have to do it.
899
:, and you may have already.
900
:I don't.
901
:I think the majority of people listen to
this are like, what are you talking about?
902
:So, uh, so what are you talking about?
903
:If I am M visually or hearing impaired,
and I go to shop on your website, then
904
:their software or tools that I could
use that would make your website.
905
:, Accessible to me, it might, it might be a
reader that's reading off the descriptions
906
:of the imagery and the products.
907
:It might be, and then walks
me through a transaction.
908
:Should I choose to go there?
909
:Sure it may be, , a children's
sweater that I have a photograph of
910
:and all that all text is describing.
911
:The blue and the style and the fabric and
the content, so that someone who can't see
912
:the picture can understand the product.
913
:Sure.
914
:And, I think the.
915
:The, again, the learning curve there is
that when you open a brick and mortar,
916
:you have, , inspections along the way.
917
:Yeah.
918
:Uh, team building out your space.
919
:When you finish, you'll have a
certificate of occupancy, right.
920
:And that just sort of.
921
:Stamps that, , everything's been
done to make this a safe and
922
:accessible space, physical space.
923
:Right.
924
:And so you develop a website,
but the interesting thing is that
925
:is, a little bit of a wild west.
926
:In that, , someone had mentioned it to
me and was like, Hey, heads up for this.
927
:So, , I start looking around, I
even talked to, or web developer.
928
:And there's just not a lot of
guidance or information about it.
929
:And, , one day I called
the, , department of justice.
930
:'cause I was looking@theada.gov website.
931
:And.
932
:They were the sort of
governing body of this.
933
:Yeah.
934
:And, um, and I'm looking for just, just,
I need a bullet point outline of what I
935
:need to do to make our website accessible.
936
:And they don't have one.
937
:They do, but it's like, It
just speaks in abstracts.
938
:Of course.
939
:, your font needs to be.
940
:A certain percentage, variable, unknown.
941
:Of the overall size to be
used with particular reader.
942
:But I'm assuming there's multiple readers
or devices out there to assist someone.
943
:So It didn't read like a list that you
could just go and tackle and check off.
944
:Do you think that's intentional?
945
:Aye.
946
:I don't necessarily, I
think it's negligent.
947
:And I think it's one of those
things that we tend to do to
948
:ourselves where it's like, Let's
fix this or let's respond to this.
949
:And then deal with the
problems that occur later.
950
:We'll fix those as they
become clear to us.
951
:And, , I didn't get much help
from the DOJ from calling them.
952
:And trying to get, you
know, , a clear list.
953
:Yeah.
954
:And then in the end,
955
:I ended up purchasing a
widget to put on our website.
956
:And I'm not even a hundred percent
sure that that's a foolproof solution.
957
:But in speaking with a few different
lawyers, , it's my understanding
958
:that these ADA compliance suits.
959
:, Someone could see you at any time.
960
:They could say that they've had problems
historically, using your website.
961
:, It's often done in a
federal circuit court.
962
:So
963
:it's kind of out of the question for,,
owner-operated business to say, yeah, I've
964
:got the resources to sit on this for a
couple of years while we wait for it to.
965
:You know, come to trial, right.
966
:, that's one that I feel like, Everybody
should be made aware of, but.
967
:I don't know.
968
:That's the type of thing that
I would just presume that the
969
:professional that I'm paying to build
my website would be knowledgeable
970
:about and, build in accordance.
971
:Like it wouldn't even occur to me
to, check on that, which I think
972
:is exactly what they're preying on.
973
:Well, and I think.
974
:I mean these lawsuit
people like for sure, DOJ.
975
:DOJ, even when you go to someone who's
building a site and asking them about
976
:it, like our, new site is through our.
977
:POS platform, right?
978
:So it's not an individual, but, we did
that just to kind of mesh everything
979
:together, even when you contact them.
980
:And this is a huge corporation.
981
:Right.
982
:They'll say that's not on us.
983
:That's on you.
984
:What?
985
:Yeah, that's actually insane.
986
:So, and they're doing kind
of a template website, right?
987
:So, I'm sharing this with you.
988
:In the hopes that.
989
:Anybody who's listing.
990
:That might be like, oh, I need to get,
uh, we, we did a widget called accessibly.
991
:Okay.
992
:And what it does is it just presents a,
, little icon on the homepage on every page.
993
:And when you click on that icon,
it'll open a menu that can help
994
:you choose the specifics, , that
can help you navigate a website.
995
:If you are sight or hearing impaired.
996
:I wonder if that widget is installed.
997
:If there's with, you could say with
reasonable effort, I have done my
998
:best to provide an experience for my.
999
:Impaired website, user, right.
:
00:44:54,443 --> 00:44:56,933
How much extra Otis can come on me.
:
00:44:58,343 --> 00:45:00,023
Um, I think the S.
:
00:45:00,053 --> 00:45:01,793
The circuit court.
:
00:45:01,853 --> 00:45:03,323
I would answer that one.
:
00:45:03,323 --> 00:45:04,073
I don't know.
:
00:45:04,523 --> 00:45:07,013
Um, but to me, that's this.
:
00:45:07,673 --> 00:45:11,993
This is like, where I say we're in
this moment of re-invention again.
:
00:45:12,023 --> 00:45:12,323
Yeah.
:
00:45:12,423 --> 00:45:13,563
, or seed is.
:
00:45:14,403 --> 00:45:15,603
I think that's part of it.
:
00:45:16,443 --> 00:45:16,893
, I'm.
:
00:45:17,793 --> 00:45:20,673
Dealing and trading and things
that I don't wholly understand
:
00:45:20,673 --> 00:45:22,353
that aren't my background.
:
00:45:23,013 --> 00:45:25,383
, Website, design and accessibility.
:
00:45:25,833 --> 00:45:29,673
So again, the learning curve is
straight up and down as you try to,
:
00:45:29,763 --> 00:45:35,723
to make your business as, accessible
and user-friendly to all people.
:
00:45:35,773 --> 00:45:38,593
, and hope that you hope that
you've stuck the landing and that
:
00:45:38,593 --> 00:45:39,853
everything's working correctly.
:
00:45:40,003 --> 00:45:40,273
Right.
:
00:45:40,333 --> 00:45:40,723
Yeah.
:
00:45:41,053 --> 00:45:41,353
Yeah.
:
00:45:41,383 --> 00:45:46,183
It's and I think once you tackle something
like that, the next something like
:
00:45:46,183 --> 00:45:50,193
that comes there may be a little in
between, but I feel like I'm constantly
:
00:45:50,193 --> 00:45:51,903
learning about something I'm doing wrong.
:
00:45:52,323 --> 00:45:53,103
Accidentally.
:
00:45:53,643 --> 00:45:54,033
Yes.
:
00:45:54,183 --> 00:45:56,133
Yeah, I feel.
:
00:45:56,463 --> 00:45:58,113
I think from the outside,
looking in, people would look
:
00:45:58,143 --> 00:46:00,213
at both of our businesses and
be like, they're doing great.
:
00:46:00,243 --> 00:46:03,513
Like, these are two, you know,
women who are doing the damn thing.
:
00:46:03,873 --> 00:46:06,873
Uh, and we literally are, but
there's so much stuff like this.
:
00:46:06,873 --> 00:46:09,813
Like I think it's really nice that
you're open to talking about this
:
00:46:09,813 --> 00:46:12,063
on a platform like this, because.
:
00:46:12,663 --> 00:46:13,863
This is the type of thing.
:
00:46:14,013 --> 00:46:17,343
That people like you and I talk about
behind the scenes, , and on social
:
00:46:17,343 --> 00:46:19,953
media, we're like, oh my God, look
at this cute new thing that we just
:
00:46:19,953 --> 00:46:24,993
got in, but it's, you don't know how
stressful and how many nights you're up.
:
00:46:24,993 --> 00:46:27,783
Just like, how do I solve this problem?
:
00:46:28,213 --> 00:46:32,143
, and I'm, I consider myself a
problem solver, but I'm not a
:
00:46:32,143 --> 00:46:36,103
millionaire and well, and you
don't always have all of the.
:
00:46:36,613 --> 00:46:39,733
There are multiple people
in some of these problems.
:
00:46:39,793 --> 00:46:40,723
Absolutely.
:
00:46:40,753 --> 00:46:44,113
Or the solutions I should say
for some of these problems.
:
00:46:44,443 --> 00:46:48,233
So it's not always, , like
sometimes you need to ask for
:
00:46:48,233 --> 00:46:50,093
help or counsel or whatever.
:
00:46:50,363 --> 00:46:52,013
So it's not always.
:
00:46:52,613 --> 00:46:54,053
, Just your.
:
00:46:54,053 --> 00:46:55,973
Singular problem to solve.
:
00:46:56,633 --> 00:46:57,293
Absolutely.
:
00:46:57,343 --> 00:47:01,243
I'd be curious how many
businesses in and around Atlanta.
:
00:47:01,783 --> 00:47:04,423
And maybe it's maybe it's female owned.
:
00:47:04,513 --> 00:47:04,843
Yeah.
:
00:47:05,173 --> 00:47:08,113
Would be interested in
some sort of group or.
:
00:47:08,113 --> 00:47:10,033
I'm not quite sure what it is.
:
00:47:10,483 --> 00:47:11,263
I just.
:
00:47:11,953 --> 00:47:12,673
Let us know.
:
00:47:12,883 --> 00:47:16,123
Yeah, I'd be curious if I
feel like that's a thing.
:
00:47:16,783 --> 00:47:21,737
Um, and it's even one of the things that
we proposed to, , I say we just, because
:
00:47:21,737 --> 00:47:25,587
there were other people there, but I don't
feel like it's, People have different
:
00:47:25,587 --> 00:47:27,417
degrees of how comfortable they are.
:
00:47:27,670 --> 00:47:29,380
Kind of peeling the
onion on their business.
:
00:47:29,380 --> 00:47:29,860
So I don't.
:
00:47:30,490 --> 00:47:32,290
That's not mine to say that's there.
:
00:47:32,290 --> 00:47:36,290
So, , but I'll, I'll just say
we, , but that was one of the things
:
00:47:36,290 --> 00:47:39,830
that we mentioned was just that
there's not a lot of guidance for,
:
00:47:39,890 --> 00:47:41,360
Owning a business, you know?
:
00:47:42,350 --> 00:47:43,460
Uh, and.
:
00:47:44,120 --> 00:47:46,700
Do you mean specifically a
brick and mortar business?
:
00:47:46,790 --> 00:47:47,990
I know.
:
00:47:47,990 --> 00:47:48,860
Not necessarily.
:
00:47:48,890 --> 00:47:49,340
Okay.
:
00:47:49,370 --> 00:47:54,170
Because I think now that, , I mean, all
this stuff that I learned about the.
:
00:47:54,680 --> 00:47:55,280
The.
:
00:47:55,280 --> 00:47:56,900
ADA compliance online.
:
00:47:57,020 --> 00:47:58,520
Yeah, that was complete.
:
00:47:59,120 --> 00:48:01,280
Digital it's totally digital.
:
00:48:01,700 --> 00:48:05,600
Um, And it was completely
new territory for me.
:
00:48:05,660 --> 00:48:05,720
Yeah.
:
00:48:05,930 --> 00:48:09,850
So I, it's one of those things
where I feel like I, I plugged
:
00:48:09,850 --> 00:48:14,890
some things in and I've tried to
start, , getting ahead of this.
:
00:48:15,760 --> 00:48:17,830
, but I don't, it's not my.
:
00:48:17,830 --> 00:48:18,730
What's the right word.
:
00:48:19,090 --> 00:48:20,500
It's just, it's not my.
:
00:48:20,633 --> 00:48:21,113
Field.
:
00:48:21,113 --> 00:48:25,193
So I, I feel unsure of where
I am on that learning curve.
:
00:48:25,703 --> 00:48:26,003
Yeah.
:
00:48:26,183 --> 00:48:26,603
Yeah.
:
00:48:26,723 --> 00:48:29,873
And I think every day, all you
can do is the best that you can.
:
00:48:30,023 --> 00:48:33,593
And some days that's more than others,
but I think that there are a lot
:
00:48:33,593 --> 00:48:36,353
of people who would be interested
in some sort of group like that.
:
00:48:36,353 --> 00:48:40,643
And I did a women's mastermind group
for the first half of this year.
:
00:48:40,913 --> 00:48:42,323
And are you familiar with
the mastermind group?
:
00:48:42,563 --> 00:48:42,863
No.
:
00:48:42,953 --> 00:48:46,403
So the way that it's structured
is, , there's a host facilitator.
:
00:48:46,703 --> 00:48:48,743
And then each person
you meet once a month.
:
00:48:49,103 --> 00:48:51,473
And you bring in some
sort of business issue.
:
00:48:51,503 --> 00:48:54,113
And so you have, I can't remember
the minutes, but let's say you've got
:
00:48:54,113 --> 00:48:55,643
three minutes to state your issue.
:
00:48:55,643 --> 00:48:59,643
And then there's eight minutes to kind
of go around the group and . People
:
00:48:59,643 --> 00:49:02,403
aren't supposed to tell you what to
do, but they ask clarifying questions
:
00:49:02,433 --> 00:49:06,433
and they help you come up with, , some
clarity and action steps, and then
:
00:49:06,463 --> 00:49:09,913
you implement them and you, and you
choose an accountability partner.
:
00:49:09,943 --> 00:49:11,833
Somebody takes notes for
you and send some to you.
:
00:49:12,223 --> 00:49:14,893
, and of course you can communicate
through that month in between
:
00:49:14,893 --> 00:49:18,763
meetings, but I found it, I think
that wasn't the group for me because
:
00:49:18,763 --> 00:49:20,353
our business types were so varied.
:
00:49:20,573 --> 00:49:25,823
, but if I could find a group of women
that had more overlap in the type
:
00:49:25,823 --> 00:49:27,143
of businesses that we had, I think.
:
00:49:27,233 --> 00:49:28,373
It would be invaluable.
:
00:49:28,373 --> 00:49:30,143
And I can think of off the top of my head.
:
00:49:30,803 --> 00:49:33,023
A solid number of people that
would be interested in that.
:
00:49:33,083 --> 00:49:33,443
Yeah.
:
00:49:33,653 --> 00:49:38,603
So if anybody listening feels the
same and maybe even we could do, and
:
00:49:38,603 --> 00:49:41,113
I know this is a thing, , I've got a
friend whose husband's in a group like
:
00:49:41,113 --> 00:49:43,333
this, but basically you sign an NDA.
:
00:49:43,363 --> 00:49:44,803
So whatever's discussed in that group.
:
00:49:44,833 --> 00:49:45,973
Doesn't leave the group.
:
00:49:46,573 --> 00:49:49,243
Inviting people to be
more comfortable sharing.
:
00:49:49,633 --> 00:49:50,983
Maybe more detailed.
:
00:49:51,403 --> 00:49:51,973
Issues.
:
00:49:52,033 --> 00:49:54,733
And the numbers and stuff like that, where
it's like, I don't want this out there.
:
00:49:54,733 --> 00:49:57,403
This is extremely personal,
but like, I need help.
:
00:49:57,703 --> 00:49:58,873
And I'm doing this on my own.
:
00:49:59,023 --> 00:49:59,203
Right.
:
00:49:59,203 --> 00:50:00,253
We might be onto something here.
:
00:50:00,253 --> 00:50:00,523
Yeah.
:
00:50:00,793 --> 00:50:01,153
Yeah.
:
00:50:01,273 --> 00:50:01,783
I like it.
:
00:50:01,843 --> 00:50:02,203
Yeah.
:
00:50:02,323 --> 00:50:02,863
I do too.
:
00:50:03,463 --> 00:50:03,733
Hmm.
:
00:50:03,733 --> 00:50:05,233
It's all about just navigating.
:
00:50:06,013 --> 00:50:06,433
It is.
:
00:50:06,613 --> 00:50:07,243
Yeah.
:
00:50:07,483 --> 00:50:08,413
And, and.
:
00:50:08,413 --> 00:50:12,043
Navigating learning, stripping away, ego.
:
00:50:12,673 --> 00:50:13,453
Oh, my gosh.
:
00:50:13,573 --> 00:50:16,783
It's a very humbling
experience, truly, truly.
:
00:50:17,443 --> 00:50:18,463
Oh, I agree with that.
:
00:50:18,923 --> 00:50:22,853
Something that's interesting
that you just said was, , The
:
00:50:22,853 --> 00:50:26,783
idea of being in these groups and
signing a non-disclosure so that.
:
00:50:27,443 --> 00:50:28,553
You can feel.
:
00:50:29,543 --> 00:50:30,293
Safe.
:
00:50:30,653 --> 00:50:34,253
Talking about the finances of
your business or the struggles.
:
00:50:34,763 --> 00:50:37,343
Could be the financial struggles
of a bit of a business.
:
00:50:37,883 --> 00:50:41,213
, And something that this is a bit
of a jump, but something that I
:
00:50:41,213 --> 00:50:45,293
found interesting is, Last year,
my brother was diagnosed with,
:
00:50:45,323 --> 00:50:46,973
very aggressive brain cancer.
:
00:50:47,503 --> 00:50:48,313
A year ago.
:
00:50:48,733 --> 00:50:50,433
And, , I can't believe it's been a year.
:
00:50:50,523 --> 00:50:50,913
Yeah.
:
00:50:51,603 --> 00:50:56,313
And at first you sort
of, everything falls out.
:
00:50:57,003 --> 00:50:59,813
You, , my father struggles with dementia.
:
00:51:00,353 --> 00:51:04,253
And, , advanced dementia
and couldn't remember.
:
00:51:04,883 --> 00:51:06,713
My mother fell apart.
:
00:51:07,203 --> 00:51:08,073
Hi.
:
00:51:09,873 --> 00:51:13,053
I immediately wanted to go travel
because my brother and his young
:
00:51:13,053 --> 00:51:14,523
family live in Switzerland.
:
00:51:15,273 --> 00:51:17,643
, But I had to make sure that the
business was covered, which I
:
00:51:17,643 --> 00:51:19,353
know I can do for a short time.
:
00:51:19,353 --> 00:51:21,273
I can, I like a small team.
:
00:51:21,933 --> 00:51:22,953
And I know I can.
:
00:51:23,553 --> 00:51:26,283
Kind of put that on them
for a short amount of time.
:
00:51:26,343 --> 00:51:26,673
Right?
:
00:51:26,883 --> 00:51:28,893
It was the end of October last year.
:
00:51:29,443 --> 00:51:33,013
And I think coming back from
that, my brother's doing quite
:
00:51:33,013 --> 00:51:34,693
well within his diagnosis.
:
00:51:34,693 --> 00:51:37,393
So now we kind of have our
footing again, right now.
:
00:51:37,393 --> 00:51:41,333
We're, we're all living in
navigating , with this cancer
:
00:51:41,333 --> 00:51:43,653
and, I remember somebody.
:
00:51:44,433 --> 00:51:46,653
Asking me something about the business.
:
00:51:46,743 --> 00:51:54,273
And I, I just had this very clear
moment where it was like my self-worth.
:
00:51:55,143 --> 00:51:58,143
Isn't necessarily tied to.
:
00:51:58,983 --> 00:52:01,653
The finances of my shop.
:
00:52:01,713 --> 00:52:02,073
Yup.
:
00:52:02,133 --> 00:52:02,583
Good.
:
00:52:02,943 --> 00:52:03,573
And.
:
00:52:03,573 --> 00:52:05,793
My shop is its own entity.
:
00:52:05,833 --> 00:52:10,663
And of course the goal is for it to
always be healthy, but there were moments.
:
00:52:10,713 --> 00:52:14,703
in some ways 20, 23 has been
harder than the past couple years.
:
00:52:14,793 --> 00:52:15,573
So interesting.
:
00:52:15,993 --> 00:52:20,013
Coming out of COVID and all the
volatility that we had there.
:
00:52:20,433 --> 00:52:25,203
I feel like in some ways, 20, 23
wants to be kind of normal again.
:
00:52:25,263 --> 00:52:26,703
Yeah, whatever that means.
:
00:52:26,823 --> 00:52:27,123
Right.
:
00:52:27,533 --> 00:52:30,593
, and yet it's been very
difficult to predict.
:
00:52:31,073 --> 00:52:35,873
And very difficult to forecast and
they're very difficult to inventory
:
00:52:35,873 --> 00:52:36,893
and very different, you know?
:
00:52:37,403 --> 00:52:38,933
And landscape's completely changed.
:
00:52:38,933 --> 00:52:39,323
Yeah.
:
00:52:39,323 --> 00:52:42,793
And you just saying something
about the NDA, just kind of
:
00:52:42,823 --> 00:52:44,143
made me think of that somehow.
:
00:52:44,143 --> 00:52:45,433
I feel like we need to.
:
00:52:46,073 --> 00:52:50,293
Put a little, bit of grace or
a little gap in between that.
:
00:52:50,343 --> 00:52:55,421
My value as an individual
and the well, the.
:
00:52:55,421 --> 00:52:57,161
Um, the course.
:
00:52:57,971 --> 00:52:59,261
Hmm.
:
00:52:59,981 --> 00:53:01,361
Like the status of your business?
:
00:53:01,391 --> 00:53:01,931
Yes.
:
00:53:02,021 --> 00:53:02,441
Yeah.
:
00:53:02,651 --> 00:53:07,571
It's really easy for those two things
to get really deeply intertwined.
:
00:53:07,781 --> 00:53:08,141
Yeah.
:
00:53:08,201 --> 00:53:10,841
I mean, I definitely, especially,
I mean, this is all you have,
:
00:53:10,901 --> 00:53:12,281
like, I dunno kids, I'm single.
:
00:53:12,581 --> 00:53:12,971
I'm.
:
00:53:13,601 --> 00:53:16,511
I am my business for all
intents and purposes.
:
00:53:16,541 --> 00:53:17,111
And.
:
00:53:17,741 --> 00:53:20,591
When one aspect of that.
:
00:53:20,755 --> 00:53:23,065
Is put at risk or there's something
that happens in your personal
:
00:53:23,065 --> 00:53:24,475
life that makes you question.
:
00:53:24,865 --> 00:53:25,855
The future of it.
:
00:53:25,885 --> 00:53:28,405
It startles your foundation.
:
00:53:28,435 --> 00:53:28,705
Yeah.
:
00:53:28,915 --> 00:53:33,065
And, , I think that I would
imagine every business owner.
:
00:53:33,395 --> 00:53:37,055
Large or small, you wouldn't be
in it if your identity wasn't
:
00:53:37,055 --> 00:53:38,765
also so tightly wound to it.
:
00:53:39,075 --> 00:53:42,735
But being able to separate the two and
know that if something happens here, I
:
00:53:42,735 --> 00:53:44,775
am still a whole and worthy human being.
:
00:53:44,835 --> 00:53:45,075
Yeah.
:
00:53:45,075 --> 00:53:46,695
Very important lesson to learn.
:
00:53:47,685 --> 00:53:48,945
I hate that something.
:
00:53:48,945 --> 00:53:54,285
So news is upsetting as you've gotten
about your brother is what's, you know,
:
00:53:54,645 --> 00:53:57,495
invited you to re reassess that, but.
:
00:53:58,005 --> 00:53:59,805
It's fucking life.
:
00:54:00,075 --> 00:54:00,465
Yeah.
:
00:54:00,555 --> 00:54:04,875
And it's, you know, it's just
one of those sort of big shifts.
:
00:54:05,415 --> 00:54:05,685
Yeah.
:
00:54:05,685 --> 00:54:06,615
So you'd shift.
:
00:54:06,711 --> 00:54:09,261
These are, these are two tough
topics really that we focus on
:
00:54:09,291 --> 00:54:10,431
with this conversation, Rachel.
:
00:54:10,711 --> 00:54:13,901
, but I would like to think that anybody
listening to this episode has found
:
00:54:13,901 --> 00:54:19,691
aspects of it that are relatable and
maybe not something that they have felt
:
00:54:19,841 --> 00:54:24,611
comfortable talking to people about,
or maybe have the support or network
:
00:54:24,611 --> 00:54:26,861
to explore these types of things.
:
00:54:26,911 --> 00:54:28,681
My natural inclination.
:
00:54:28,711 --> 00:54:33,181
I'm a very private person, which probably
sounds odd as now I have a podcast,
:
00:54:33,181 --> 00:54:35,131
but I've also struggled with how.
:
00:54:35,701 --> 00:54:37,711
How much to share and how
much to put out there.
:
00:54:37,711 --> 00:54:41,731
But I think that it only works if
you're just super vulnerable and honest.
:
00:54:41,761 --> 00:54:44,611
, but I think when I, I mean, if I
got news, like you got, it would
:
00:54:44,611 --> 00:54:47,791
cripple me because my natural
inclination would be to just shut down.
:
00:54:48,161 --> 00:54:50,981
, and you don't get to do that when you
have employees counting on a paycheck
:
00:54:50,981 --> 00:54:53,111
and you've got business hours and
you've got appointments and you've
:
00:54:53,141 --> 00:54:55,061
got people expecting things from you.
:
00:54:55,511 --> 00:54:56,981
And so there's this.
:
00:54:57,671 --> 00:54:58,451
It's interesting.
:
00:54:58,451 --> 00:55:00,461
It is so deeply intertwined.
:
00:55:00,491 --> 00:55:00,611
Yeah.
:
00:55:00,641 --> 00:55:03,311
But then also, You have
to keep those two things.
:
00:55:03,311 --> 00:55:04,211
So separate also.
:
00:55:04,241 --> 00:55:04,421
Yeah.
:
00:55:04,451 --> 00:55:04,481
It's.
:
00:55:06,011 --> 00:55:06,641
, The.
:
00:55:07,241 --> 00:55:08,171
It is interesting.
:
00:55:08,171 --> 00:55:12,731
And I know there's, there's a
hundred, one ways to run a business.
:
00:55:13,061 --> 00:55:14,501
Just like anything else, right.
:
00:55:14,831 --> 00:55:17,831
But I can remember the
first year that I was open.
:
00:55:18,341 --> 00:55:19,901
And it was::
00:55:19,901 --> 00:55:20,831
I think it was.
:
00:55:21,941 --> 00:55:22,931
I think it was.
:
00:55:23,981 --> 00:55:24,761
New year's Eve.
:
00:55:24,881 --> 00:55:25,211
Okay.
:
00:55:25,451 --> 00:55:27,251
And it was quiet.
:
00:55:27,281 --> 00:55:28,451
Nothing was happening.
:
00:55:28,931 --> 00:55:32,051
We were just the little store
next door to start provisions.
:
00:55:32,111 --> 00:55:32,501
Yeah.
:
00:55:32,621 --> 00:55:34,811
And I closed the door at five and I left.
:
00:55:35,291 --> 00:55:36,881
But I hadn't made that known.
:
00:55:36,911 --> 00:55:40,001
Of course there was no social
media or anything at the time, but
:
00:55:40,001 --> 00:55:41,411
I didn't put a sign on the door.
:
00:55:41,411 --> 00:55:43,541
And Annie, my neighbor.
:
00:55:43,601 --> 00:55:47,691
That star was, I mean, she'd been
doing this for a long time and,
:
00:55:47,781 --> 00:55:50,481
and is definitely a mentor of mine.
:
00:55:50,811 --> 00:55:54,801
And I remember her telling me
after that, She said, if I drove
:
00:55:54,891 --> 00:55:59,871
across town to go to a business,
that's advertised as 10 to six.
:
00:56:00,201 --> 00:56:02,931
And I got there at five
and they were closed.
:
00:56:02,931 --> 00:56:04,221
With no communication.
:
00:56:04,251 --> 00:56:06,291
She said I would likely, never go back.
:
00:56:07,341 --> 00:56:09,681
And I was like, that's true.
:
00:56:09,921 --> 00:56:14,151
Especially in Atlanta
traffic and the fact that.
:
00:56:14,691 --> 00:56:15,051
The.
:
00:56:15,051 --> 00:56:18,271
I could find an alternative
or, you know, , that was.
:
00:56:18,931 --> 00:56:22,771
So early on that it's always been
like, just be clear about it.
:
00:56:22,771 --> 00:56:24,121
Be consistent about it.
:
00:56:24,181 --> 00:56:25,171
Don't mess with it.
:
00:56:25,171 --> 00:56:25,501
Yup.
:
00:56:25,781 --> 00:56:29,521
And your sense of, , It's not obligation.
:
00:56:29,521 --> 00:56:33,151
That's not the right word that
has some negative connotations.
:
00:56:33,481 --> 00:56:36,091
It's it's, it's what you've committed to.
:
00:56:36,211 --> 00:56:36,961
It's your commitment.
:
00:56:37,351 --> 00:56:37,561
Yeah.
:
00:56:37,591 --> 00:56:41,491
And so your sense of
how do I balance that?
:
00:56:42,031 --> 00:56:43,951
With how do I be a person?
:
00:56:44,011 --> 00:56:44,311
Yeah.
:
00:56:44,971 --> 00:56:47,041
Is is sometimes in S.
:
00:56:47,341 --> 00:56:48,991
You know, contrast to one another.
:
00:56:49,051 --> 00:56:49,141
Yeah.
:
00:56:49,411 --> 00:56:51,901
, and I'm not saying that they're of equal.
:
00:56:51,901 --> 00:56:52,651
Measure.
:
00:56:52,981 --> 00:56:53,821
In this life.
:
00:56:54,391 --> 00:56:57,591
But, , sometimes that
sense of responsibility or
:
00:56:57,591 --> 00:56:58,851
that sense of commitment.
:
00:56:59,391 --> 00:57:01,001
, is difficult to carry.
:
00:57:01,121 --> 00:57:01,451
Yeah.
:
00:57:01,541 --> 00:57:02,951
I completely agree with you.
:
00:57:03,041 --> 00:57:03,251
Yeah.
:
00:57:03,551 --> 00:57:06,131
And it kind of goes back to a.
:
00:57:06,131 --> 00:57:10,031
Compassion and gratitude, but there's
a difference between a business
:
00:57:10,031 --> 00:57:13,001
closing an hour early because the
owner wanted to get a pedicure.
:
00:57:13,301 --> 00:57:16,901
And because the owner is going to
tend to a family emergency, right.
:
00:57:17,201 --> 00:57:20,111
And sometimes there isn't time
to edit your Google listing.
:
00:57:20,501 --> 00:57:20,831
It did.
:
00:57:21,251 --> 00:57:21,941
Over an hour.
:
00:57:21,941 --> 00:57:22,511
You know what I mean?
:
00:57:22,511 --> 00:57:26,351
So it's like as a business owner,
It's just constantly navigating.
:
00:57:26,351 --> 00:57:29,561
What is the best choice
for everyone involved here?
:
00:57:29,861 --> 00:57:31,601
And sometimes you will let people down.
:
00:57:31,631 --> 00:57:34,331
I'm sure that I have done that,
but it's never intentional.
:
00:57:34,331 --> 00:57:35,741
I certainly never the goal.
:
00:57:35,921 --> 00:57:38,891
I think you just have to do the
best you can, and your people
:
00:57:38,891 --> 00:57:40,211
will understand that about you.
:
00:57:40,831 --> 00:57:42,241
I really am curious.
:
00:57:42,241 --> 00:57:45,451
And in some ways I feel like my next act.
:
00:57:45,871 --> 00:57:48,121
Is some sort of.
:
00:57:48,121 --> 00:57:49,111
Mentorship.
:
00:57:49,171 --> 00:57:50,641
I'm not sure that that's right.
:
00:57:50,941 --> 00:57:55,111
Um, something, but that sounds so.
:
00:57:55,111 --> 00:57:55,651
I don't know.
:
00:57:56,281 --> 00:57:59,881
I think that what you've learned
as a retailer over the course
:
00:57:59,881 --> 00:58:01,381
of 20 years is invaluable.
:
00:58:01,411 --> 00:58:04,561
And I think that you have so
much wisdom to share with people.
:
00:58:05,011 --> 00:58:08,431
I mean, if you were to book,
I'd be lined up to read it.
:
00:58:08,651 --> 00:58:12,661
Somehow, I feel like there's a way to
help , young business owners or new.
:
00:58:12,871 --> 00:58:13,921
New in business center.
:
00:58:14,011 --> 00:58:14,341
Yeah.
:
00:58:14,521 --> 00:58:15,001
Yeah.
:
00:58:15,111 --> 00:58:17,841
I think there are things that could
be shared that would be helpful.
:
00:58:17,901 --> 00:58:18,261
And.
:
00:58:18,351 --> 00:58:21,411
And, you know, They
could benefit from them.
:
00:58:21,621 --> 00:58:22,161
Oh, yeah.
:
00:58:22,911 --> 00:58:24,501
Sometimes, I feel like that's.
:
00:58:24,525 --> 00:58:25,365
The next act.
:
00:58:25,905 --> 00:58:27,315
Isn't it interesting to you?
:
00:58:27,375 --> 00:58:31,435
How, uh, You start your business and
you probably have a pretty good flush
:
00:58:31,435 --> 00:58:32,815
out idea of what you want it to be.
:
00:58:32,815 --> 00:58:33,685
What do you want it to look like?
:
00:58:33,685 --> 00:58:34,795
What do you want it to feel like?
:
00:58:35,185 --> 00:58:37,225
Why you're doing it and.
:
00:58:37,285 --> 00:58:40,195
Uh, how there are so many opportunities.
:
00:58:40,525 --> 00:58:46,045
Over the course of time that you're open,
where you're invited to rethink things.
:
00:58:46,435 --> 00:58:48,025
And it's just constantly growing.
:
00:58:48,025 --> 00:58:49,075
I mean, if you had told me.
:
00:58:49,585 --> 00:58:53,785
If you had told me 10 years ago that I'd
be sitting here on a podcast chatting
:
00:58:53,785 --> 00:58:55,105
with you, I'd be like, no, I wouldn't.
:
00:58:56,005 --> 00:58:57,625
But here I am and I, and I love it.
:
00:58:57,625 --> 00:58:57,925
And it's.
:
00:58:58,135 --> 00:58:59,935
It's been a great creative outlet.
:
00:59:00,325 --> 00:59:03,715
, but I don't think the person who
opened this business a had any right.
:
00:59:03,715 --> 00:59:04,525
Having a podcast.
:
00:59:04,795 --> 00:59:08,095
But be like, I just wasn't
it wasn't the time, you know?
:
00:59:08,125 --> 00:59:11,065
But I think that happens
in, I mean, a businesses.
:
00:59:11,455 --> 00:59:12,355
its own thing.
:
00:59:12,415 --> 00:59:13,525
It's its own entity, the entity.
:
00:59:14,035 --> 00:59:14,815
It is.
:
00:59:14,995 --> 00:59:17,365
And so you kind of grow up with it.
:
00:59:17,455 --> 00:59:20,335
Um, And it's certainly changes.
:
00:59:20,335 --> 00:59:23,965
And even the perfect design that
you go in thinking, this is it.
:
00:59:24,475 --> 00:59:28,255
, I didn't get that until
six or seven years in.
:
00:59:28,255 --> 00:59:28,435
Yeah.
:
00:59:28,465 --> 00:59:31,375
But that's, we did everything
as we could afford it.
:
00:59:31,465 --> 00:59:32,425
So we totally get it.
:
00:59:32,455 --> 00:59:37,755
It was the, you know, homemade burlap
curtains and, pieces of, , seagrass,
:
00:59:37,785 --> 00:59:42,075
carpeting, glue down the patchwork
to make a, you know, It was all
:
00:59:42,075 --> 00:59:44,345
kind of, cobbled together in a way.
:
00:59:44,855 --> 00:59:48,765
And then little by little, it'd be
like, Nuts to these carbon pads.
:
00:59:48,795 --> 00:59:50,145
We're writing everything down.
:
00:59:50,475 --> 00:59:54,155
We're going to, you know, now we
can afford a POS system or what
:
00:59:54,155 --> 00:59:55,595
only a credit card terminal.
:
00:59:55,595 --> 00:59:56,525
Exactly.
:
00:59:57,125 --> 01:00:01,635
Um, When you had to call Amex and
get a authorization code from.
:
01:00:02,025 --> 01:00:02,895
Yeah.
:
01:00:02,995 --> 01:00:04,165
, wasn't that long ago.
:
01:00:05,195 --> 01:00:07,505
But that's how rapidly
things have changed.
:
01:00:07,535 --> 01:00:08,045
Yeah.
:
01:00:08,105 --> 01:00:11,885
Since even:you know, absolutely.
:
01:00:11,935 --> 01:00:15,295
And then you, you, you see what
works better for your customers.
:
01:00:15,295 --> 01:00:16,615
What's easier for them.
:
01:00:17,095 --> 01:00:19,825
And you'll change the space
and then you really want.
:
01:00:20,275 --> 01:00:25,765
To it becomes less and less about what
you thought it might be and more and
:
01:00:25,765 --> 01:00:27,865
more about how do I make it work better.
:
01:00:27,955 --> 01:00:28,465
Yes.
:
01:00:28,495 --> 01:00:29,485
Yeah, absolutely.
:
01:00:29,515 --> 01:00:29,725
Yeah.
:
01:00:29,845 --> 01:00:33,325
And it turns into like a class
project almost, or like a
:
01:00:33,325 --> 01:00:34,705
collective thing, because sure.
:
01:00:34,915 --> 01:00:36,965
You get the same feedback
from , multiple customers.
:
01:00:36,965 --> 01:00:39,035
And you're like, Hey, even if that's
not something that I would have
:
01:00:39,035 --> 01:00:42,215
done of my own accord, If multiple
people are telling me they want it.
:
01:00:42,515 --> 01:00:42,815
Here.
:
01:00:43,805 --> 01:00:44,945
Absolutely.
:
01:00:44,975 --> 01:00:45,215
Yeah.
:
01:00:45,665 --> 01:00:46,505
, so I hope.
:
01:00:46,835 --> 01:00:48,635
If you've made it this
far on this episode.
:
01:00:48,905 --> 01:00:51,755
We thank you so much for
listening to our chat.
:
01:00:52,005 --> 01:00:55,995
, but I think whether or not you work for
a big corporation or you're self-employed
:
01:00:55,995 --> 01:00:59,835
or wherever your employment sets, I
think that there's elements of this
:
01:00:59,835 --> 01:01:01,635
that can be applied to your career.
:
01:01:01,965 --> 01:01:04,755
And, , I think all of us
just need to remember that.
:
01:01:05,385 --> 01:01:06,885
Every day, you just have to do your best.
:
01:01:07,185 --> 01:01:10,755
And if on one day, that looks
differently than the next it's.
:
01:01:10,755 --> 01:01:11,505
Okay.
:
01:01:11,535 --> 01:01:14,235
And in the month of
November with Thanksgiving,
:
01:01:14,265 --> 01:01:15,795
I just it's really friend of mine.
:
01:01:16,185 --> 01:01:20,615
For me this month so much to
be thankful for and gracious.
:
01:01:20,825 --> 01:01:23,195
Towards, and you're definitely
one of those people for me.
:
01:01:23,615 --> 01:01:24,965
So, thank you, Erica.
:
01:01:25,235 --> 01:01:25,685
I love you.
:
01:01:25,895 --> 01:01:26,615
I love you.
:
01:01:26,985 --> 01:01:29,715
Well, thank you so much for
listening to today's episode.
:
01:01:29,715 --> 01:01:31,545
We hope you got a lot out of it.
:
01:01:31,935 --> 01:01:36,765
If you don't mind, give us a follow
at Clover club pod on Instagram
:
01:01:37,005 --> 01:01:41,415
and as always clever club listeners
get 10% off@hawkinsonclover.com
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01:01:41,415 --> 01:01:43,695
with code Clover club, all caps.
:
01:01:43,935 --> 01:01:46,545
And today we have an extra
special code for you.
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purchase with code Clover, all caps.
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01:01:55,285 --> 01:01:59,065
So ladies and gents go treat
yourselves and we will look
:
01:01:59,065 --> 01:02:00,655
forward to seeing you next week.
:
01:02:00,765 --> 01:02:01,425
. Yay.
:
01:02:01,935 --> 01:02:02,385
Yeah.